Whether you're interested in developing a workable spending and savings plan, getting out of debt, buying a home or planning for your financial future, we want to help. That's why we've provided access to free and confidential financial counseling and education through BALANCE.
BALANCE is a financial education and counseling service committed to helping individuals and families nationwide take control of their finances and reach their goals. On this site, you’ll find information about what they do, who they are and how they can help you master your money. You may also want to check out their financial education center for articles on a wide variety of credit and financial topics, and a full suite of other online tools and resources.
BALANCE is not an affiliate company of PSECU
Services- Toll-Free Infoline
Call 888.456.2227 toll-free to get your financial questions answered immediately by a certified counselor... More - Money Management
Take a closer look at your spending and savings plan and develop a plan of action to meet your goals... More - Debt Management
If the bills are starting to pile up, we can review your options, and even provide a structured repayment plan... More - Housing Education
Buying a home is one of the biggest financial commitments you'll ever make. Our counselors can help you make a plan... More
Financial Education - Publications
Learning about money is as important as earning it. Just about everyone could learn more about how to manage income, handle a budget, read a credit report, buy a house, and achieve their economic goals... More - Newsletters
Quick Tips, the monthly personal finance e-mail newsletter from BALANCE... More
Forms
- Personal Financial Assessment (Client Worksheet)
To design the most effective plan for becoming debt free and achieving your financial goals, your counselor will need to know your monthly income and living expenses as well as how much you owe to each of your creditors. Prior to the session, we suggest you complete our client worksheet so the session can be spent analyzing your information and developing a detailed plan of action... More - Money Management Planner
A well-designed, realistic spending plan is the most powerful tool available for reaching your financial goals. Download our budgeting tool to see if you're right on track or if you'll need to increase your income or decrease your expenses in order to save enough to reach your goals... More - Fritter Finder
Ever wonder where all your money goes? For at least one week, track every cent you spend. At the end of the week, you'll see just where those extra dollars could be hiding. In the future, you can use funds you currently fritter away to increase savings, pay off bills or buy something special... More