PSECU: Student Credit Card

Student Credit Card

The "Better Offer"

Credit cards, if used responsibly, can be used to build a strong credit rating. While other cards may offer "zero percent APR*" or a complicated rewards program, our card gives you a great rate, convenient features and no hidden rules that could end up costing you a lot of money in late fees or rate increases.

Protect your financial future. Use your PSECU Visa® Capitol Card® responsibly to establish a good, solid credit history.

When "No" is a Good Thing

No rate change due to late payment
No cash advance fee
No over limit fee
No fee for balance transfers
No annual fee
No fees to replace lost/stolen cards
No charge for second card
No shrinking grace period - We give you more time to pay for purchases before finance charges begin to accrue.

Apply Today

If you are already a PSECU member, a full-time college student and would like to apply for a PSECU Student Visa Credit Card, you can download, complete and mail in your application.

Download Application

Please mail your completed application to:
PSECU
P.O. Box 67013
Harrisburg, PA 17106-7013
Attn: Credit Services

Additional Benefits

Please Note:
Report lost or stolen PSECU Visa Credit Cards as soon as possible!

For PSECU Call Center information including telephone numbers and hours of operation, Click Here!

One Rate for purchase and cash advances
Security & Fraud Protection
- PSECU monitors for suspicious transactions
- E-mail Alerts through psecu@home that tell you when and where purchases were made.
- Zero liability for Visa credit card purchases if your card is lost or stolen
- Ability to report your Visa credit card lost or stolen 24/7.
Money-saving Payment Options
Forget paying for stamps and avoid late fees when you select:
- Automatic Transfer
- Visa Payroll Transfer
- psecu@home - make payments anytime with a click of a mouse
- Self-Service Telephone (SST) access - 24/7
25-day Grace Period on Purchases
- Other credit card companies are reducing their grace periods so they can collect more fees
Other Great Benefits
- $2,000 student Visa credit limit
- FREE - two credit cards per account
- FREE - replacement for lost or stolen credit cards
- FREE - e-Statements monthly
- Can be used worldwide at merchants that accept Visa credit cards
- Auto Rental Insurance

*Annual Percentage Rate

Form: PSECU #2146 09/04