|Bill| |Payer| Service

Instead of wasting time and money writing out checks and mailing payments for bills - use PSECU's Bill Payer service! PSECU's Bill Payer service is completely free when paying your personal bills. Bill Payer will administer bill payments quickly, conveniently and securely. All payments will be deducted from your Checking Shares (S4).

Benefits Include:

• Add or remove payees.
• Change bill amounts.
• Change payment dates.
• View charts and graphs of monthly activity with Bill Payer summary.
• Pay up to 80 bills per month.

New Features:

• Quick Summary - You'll see the total for all bills scheduled for payment.
• Transfer Funds Option - A convenient way to move money to cover scheduled bills.
• Nickname Your Bills - An easy way to keep track of multiple bills paid to the same merchant.
• Bill Payment Reminder - We can send you e-mail, text message, or both so you don't miss payments.
• Separating Bills - Groups your bills by scheduled and unscheduled.

Additionally:

• Bill payments scheduled for Saturday, Sunday or any holidays will be paid on the business day prior to the scheduled date.
• Allow time for delivery of payments to the payees. PSECU's Bill Payer service sends payments either by paper check (submit 5 business days prior to due date) or electronic payment (submit 3 business days prior to due date), depending on the preference of your payees/merchants. These preferences are displayed as icons within Bill Payer.
• You cannot use Bill Payer service to make PSECU loan payments, nor can you send a check to your own address.