- Service Charges
-
| Amount to open (Regular Shares) |
$5 |
| Membership entrance fee (one-time, non-refundable) |
$1 |
| First 100 items deposited per month |
Free |
| 101-200 items deposited |
$.25 per item |
| 201+ items deposited per month |
$.50 per item |
| Stop-payment fee |
$25 per check |
| Stop payment fee for a series2 |
$30 |
| Non-sufficient funds fee |
$30 |
| Returned deposit fee |
$7 per item |
| Copy of cleared check/cancelled check |
$1 |
| PIN (Personal Identification Number) mailed to you (if requested more than two times) |
$1 |
| Account paper statement copy (Note: the most recent quarterly statement or last two monthly statements are Free.) |
$5 per account |
| Dormant account monthly |
$1 per month |
| Address change PSECU will assess this service charge if you move and fail to tell us your new address for the entire previous calendar year |
$10 |
2 two or more checks
- ATM
-
| First 15 deposits/withdrawals per month |
Free |
| All point-of-sale transactions |
Free |
| Deposits and withdrawals over 15 per month |
$.50 each |
| Withdrawals under $20 |
$.50 each |
| Balance inquires |
$.25 each |
| Foreign ATM deposit fee1 |
$4 per deposit |
| ATM deposit adjustment charge (e.g., entry errors, math errors, deposit incorrect endorsements, etc.) |
$4 |
1 non-PSECU ATM
- Business Visa® Check Card
-
| Two additional credit cards |
$3 per card |
| Replacement credit cards |
$5 per card |
- Business Visa® Credit Card
-
| Annual fee |
$35 |
| Over limit fee |
$25 per statement cycle |
| Inactivity fee |
$25 after 12 months of no use |
| Late fee |
$20 |
| Two additional credit cards |
$3 per card |
| Replacement credit cards |
$5 per card |
- Variable rate of Prime + 5.90% APR† with a floor of 9.90% APR† for purchases
- Cash Advances: Prime + 8.9% APR† with a floor of 12.90% APR†
- Business Online Account Access
-
| psecu@home® online account access |
Free |
| Bill Payer |
$3.95 Monthly fee |
| First 10 bill payment transactions |
Free |
| After 10 bills |
$.50 per bill |
- Minimum to Earn Dividends
-
| Regular Shares (savings) |
$500 |
| Money Market Shares |
$2,500 |
| Checking Shares |
$2,500 |
- Accounts in Default
-
When you are in default, we may add two (2%) percent to the current rate. This rate will continue until the default is remedied by you. After you have remedied the default, and the account has been current for a period of ninety (90) days, the rate will then return to the original rate.
†Annual Percentage Rate
Important: PSECU reserves the right to add, terminate, or make other changes to these service charge fees at any time.