as of 02/01/2011
- Service Charges
-
| Membership entrance fee (one-time, non-refundable) |
$1 |
| Stop-payment fee |
$25 per check |
| Stop payment fee for a series (two or more) |
$30 |
| Non-sufficient funds fee |
$30 |
| Returned deposit fee |
$7 per item |
| Copy of cleared check/cancelled check |
$1 |
| PIN (Personal Identification Number) mailed to you (if requested more than two times) |
$1 |
| Account paper statement copy (Note: the most recent quarterly statement or last two monthly statements are free.) |
$5 per account |
| Dormant Accounts - An account is considered dormant if there has been no activity or account owner and/or agent initiated correspondence for at least one year. PSECU will assess a $2 monthly fee to these accounts. If an account has $2 or less, the total amount remaining will be charged and the account closed. To avoid the fee, account owners and/or agents can simply make a deposit/withdrawal or contact PSECU. |
$2 per month |
| Address change PSECU will assess this service charge if you move and fail to tell us your new address for the entire previous calendar year |
$10 |
- ATM
-
| First 15 deposits/withdrawals per month |
Free |
| Deposits and withdrawals over 15 per month |
$.50 each |
| All point-of-sale transactions |
Free |
| Withdrawals under $20 |
$.50 each |
| Inquiries |
$.25 each |
| Foreign ATM deposit fee (non-PSECU ATM) |
First 3 deposits free per month, then $4 for each additional deposit for that month |
| ATM deposit adjustment charge (e.g., entry errors, math errors, deposit incorrect endorsements, etc.) |
$4 |
- Business Visa® Check Card
-
| First two check cards |
Free |
| Two additional check cards |
$3 per card |
| Replacement check cards |
$5 per card |
- Business Visa® Credit Card
-
| Annual fee |
NONE |
| Over limit fee |
NONE |
| Inactivity fee |
NONE |
| Late fee |
Up to $20 |
| Two additional credit cards |
$3 per card |
| Replacement credit cards |
$5 per card |
- Business Online Account Access
-
| psecu@home® online account access |
Free |
| Business Bill Payer Service |
Free |
| First 50 bill payment transactions |
Free |
| After 50 bills |
$.50 per bill |
- Minimum to Earn Dividends
-
| Regular Shares (savings) |
$500 |
| Money Market Shares |
$2,500 |
| Checking Shares |
$2,500 |
- Accounts in Default
-
When you are in default, we may add two (2%) percent to the current rate. This rate will continue until the default is remedied by you. After you have remedied the default, and the account has been current for a period of ninety (90) days, the rate will then return to the original rate.
Important: PSECU reserves the right to add, terminate, or make other changes to these service charge fees at any time.