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Become a PSECU member and apply for our debt consolidation options.
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Apply for our debt consolidation options or check the status of your application already in process.
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Or, apply over the telephone by calling 800.LOAN.555.
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It makes sense to consolidate your bills. You'll probably find a lower interest rate, depending on your situation. Plus, instead of keeping track of multiple bills, payments and due dates, you will have just one payment to make.
Ways to Consolidate:
- Personal Loans
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Get up to $10,000 for whatever you need and enjoy a low rate with low fixed monthly payments.
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- Personal Lines of Credit
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This unsecured line of credit gives you quick and easy access to cash.
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- Equity Loans
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Based on the equity in your home, we have fixed-term loans and home equity lines of credit.
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- Visa® Balance Transfer
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Move high-interest balances to your PSECU Visa® Capitol Card and never pay a balance transfer fee!
- Make your transfers online or call us
- You may have up to 10 outstanding Visa Balance Transfers at one time. The total amount of outstanding transfer requests cannot total more than your available line of credit.
- These Visa Balance Transfers will be treated as a cash advance
- Online Visa Balance Transfers cannot be used to pay off any other PSECU loan. Online transfers are for use in obtaining credit under the terms of your Visa account as stated in the Visa Credit Card Agreement and Truth in Lending Disclosure.
- Minimum transfer amount $250
- Share or Certificate Loans
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Borrow against your savings at 2% more than you are currently earning in dividends (variable-rate).
Our online loan application process currently does not support this loan type. To apply, please speak with one of our Member Service Representatives.