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Designed to meet the needs of today's full-time college student, PSECU's Student Visa® is a great way to help fund necessary expenses. Armed with a credit limit of up to $2,000, it can also help to begin building a positive credit rating for students as they reach adulthood. While other cards offer "zero percent APR*" or a complicated rewards program, our card gives students a great rate and convenient features.
Benefits Include:
- Up to $2,000 credit limit
- Low rates for purchases and cash advances
- Zero liability for Visa credit card purchases if your card is lost or stolen
- Money-saving payment options such as Automatic Transfer, Visa Payroll Transfer, Online psecu@home payments or telephone payments
- 25-day grace period on purchases
- Free replacement of lost or stolen credit cards
- Free security & fraud monitoring protection - psecu@home® e-mail or text message alerts informing you when and where purchases were made
- Free, secure e-Statements (electronic statements)
- Free budget tool using PSECU's Visa Summary - Tells you how you're using your card
- Free auto rental insurance for collision damage (some restrictions apply)
- No annual fee
- No balance transfer fee
Rates
| Description | APR* |
| Visa Cash Advance | 9.90% |
| Visa Purchase | 9.90% |
*APR denotes Annual Percentage Rate
Rates, and information, are subject to change at any time. Visa loan are variable-rate loans. 
More Rates
Planning and Resources:
Lost or Stolen Cards
If your credit, debit or ATM card is lost or stolen, please report it as soon as possible.
During our regular business hours, call:
- 717.234.8484 - option 6 - Extension: 3872, Harrisburg
- 800.237.7328 - option 6 - Extension: 3872, nationwide (USA)
After our regular business hours, call:
- 800.556.5678, nationwide (USA)
- 402.222.3600, International