New to PSECU?
Become a PSECU member and apply one of our equity loans.
Join PSECU
Already a Member?
Apply for one of our equity loans or check the status of your application already in process.
Apply Now
Check Status
Need Help?
Talk to us first! We can help find the right solution for you.
- 717.234.8484 - option 6 - extension 3817, Harrisburg
- 800.237.7328 - option 6 - extension 3817, nationwide (USA)
Put your house to work for you! Use the equity in your home to provide cash for home improvements, debt consolidation, college education and more. PSECU offers two equity products, both with attractive rates and terms. With both PSECU equity products, you'll enjoy competitive rates, no fees and an easy application process.
Types of Equity Loans:
Rates
| Description | APR* |
| Home Equity Line of Credit Loan-to-Value up to 80% |  3.25% |
| Home Equity Line of Credit Loan-to-Value greater than 80% to 90.00% | 3.75% |
| 5 Year Equity Loan-to-Value up to 80% | 5.49% |
| 5 Year Equity Loan-to-Value greater than 80% to 90.00% | 5.99% |
| 5 Year Equity Loan-to-Value greater than 90% to 100.00% | 6.49% |
| 10 Year Equity Loan-to-Value up to 80% | 6.74% |
| 10 Year Equity Loan-to-Value greater than 80% to 90.00% | 7.24% |
| 10 Year Equity Loan-to-Value greater than 90% to 100.00% | 7.74% |
*APR denotes Annual Percentage Rate
Rates and information are subject to change at any time. The annual percentage rate may increase after consummation on the Home Equity Line Of Credit. The rate on the Home Equity Line Of Credit is equal to Prime for loans up to 80% Loan-to-Value or Prime plus .5% for loans greater than 80% to 90% Loan-to-Value. The maximum ceiling APR for a Home Equity Line Of Credit is 21%. The minimum floor APR for a Home Equity Line Of Credit is 3%. 
More Rates
Planning and Resources: