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When it comes to financial matters like selecting a bank, college students tend to be copycats and follow their parents' lead. That can be a mistake, given that the financial institutions with the best deals for well-endowed people may not offer the smartest choices for students who are just starting out.
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Credit-union-issued cards offer a good alternative to bank-issued credit cards and their high rates reports Barrons.com's Clare McKeen.
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In an environment of rising bank card fees and rates, credit cards from a credit union can make a better choice than a bank-issued card. Credit unions are nonprofit financial cooperatives owned by their members, and usually offer more reasonable rates and fees on their credit cards than banks.
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Make a New Year's resolution to move your money out of big banks? To that I say: Right on! Without question, financial consumers are angry at -- and have lost their loyalty to - big banks. Late-night comics routinely make fun of the banks; there's even a new iPhone app in which players try to stop "cash-hungry" bankers from wheedling more bailout money from the U.S. Treasury, according to a recent report in American Banker newspaper.
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BankTracker, a project of the Investigative Reporting Workshop at American University, reports on the health of the nation's banks.
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