MoneyChat

MoneyChat. President Greg Smith answers what is on your mind.

About Greg

Greg's passion for the credit union difference, his love of technology, and his knowledge of financial markets make him a uniquely qualified leader.

Read More

Ask Me a Question

Have a question or concern about something you've seen or heard? Let me know what's on your mind.

Ask Me

Basics of Credit Reports and Scores

Written by Greg Smith on 4/9/2009 12:00:00 AM
Especially now, it’s really important to understand where you stand with your credit health. But gaining that knowledge isn’t easy. There are a lot of companies offering various services, many of them with some fee attached. Read More

What's the Deal with FICO Scores?

Written by Greg Smith on 2/26/2009 12:00:00 AM
Here’s the deal. FICO is the credit scoring model used by the Fair Isaac Corporation. This model uses data from the three credit reporting agencies to produce three-digit credit scores. Those agencies are Experian®, Equifax® and TransUnionTM, and each one calculates their score based on the records in their system. Read More
Page: 1 of 1