MoneyChat

MoneyChat. President Greg Smith answers what is on your mind.

About Greg

Greg's passion for the credit union difference, his love of technology, and his knowledge of financial markets make him a uniquely qualified leader.

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Have a question or concern about something you've seen or heard? Let me know what's on your mind.

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PSECU Ahead of Legislation

Written by Greg Smith on 6/29/2009 12:00:00 AM
The passage of the Credit Card Accountability, Responsibility and Disclosure (CARD) Act in May has prompted credit card industry representatives to make public statements that the changes will have a negative impact on consumers in the long run. Read More

Lower My Loan Rate, Please

Written by Greg Smith on 1/29/2009 12:00:00 AM
One reader wrote acknowledging the need for share (deposit) rates to come down but then asking if loan rates would fall, also. It’s certainly a reasonable question, and PSECU has lowered rates in a number of areas already. For example, in 2008 we reduced the rate on Visa® Capitol Card® cash advances from 12.9% Annual Percentage Rate (APR) to our Visa purchase rate of 9.9% APR. Read More
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