Vehicle Loans

VEHICLES. Loans to get you on the road. We offer loans for just about anything on two wheels or more with low rates and great payment options.

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Rates

DescriptionTermAPR*
New / Used Auto1 -36 MonthsCalculate1.49%
New / Used Auto37 -60 MonthsCalculate2.49%
New / Used Auto61 -72 MonthsCalculate4.99%
New / Used Auto73 -84 MonthsCalculate5.99%
New / Used Auto85 -120 MonthsCalculate7.99%
Used/New Recreation 1 -84 MonthsCalculate9.90%

*APR denotes Annual Percentage Rate

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Courtesy Lien

We offer a Homeowner Courtesy Lien that may have some tax advantages. Since we can not give tax advice, please consult your tax advisor.

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Rates reflect a .25% APR reduction for Automatic Payment Service and loan amounts up to 100% of the retail value of the vehicle. Your rate will increase if you discontinue Automatic Payment Service. PSECU will charge an additional 2% to the current interest rate when financing a vehicle for more than 100% and up to 130% of the retail value. The Manufacturer’s Suggested Retail Price determines new vehicle values; Kelley Blue Book ® or other authorized guides determine used vehicle values. Minimum value is $3,000. PSECU makes all final decisions regarding vehicle value and proper rate. Loan rates are subject to change. For more information, see our loan disclosures.
 
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