|Vehicle| Loans

Buy A Vehicle. Drive away with a great rate. Get The Loan.
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Rates

DescriptionTermAPR*
New / Used Auto 1 -24 MonthsCalculate3.99%
New / Used Auto25 -60 MonthsCalculate4.99%
New / Used Auto61 -84 MonthsCalculate5.99%
New / Used Auto85 -120 MonthsCalculate7.24%
Used/New Recreation 1 -84 MonthsCalculate9.90%

*APR denotes Annual Percentage Rate

Rates reflect a .25% APR reduction for Automatic Payment Service and loan amounts up to 100% of the retail value of the vehicle. Your rate will increase if you discontinue Automatic Payment Service. PSECU will charge an additional 1.5% to the current interest rate when financing a vehicle for more than 100% and up to 130% of the retail value. The Manufacturer’s Suggested Retail Price determines new vehicle values; Kelley Blue Book® or other authorized guides determine used vehicle values. Minimum value is $3,000. PSECU makes all final decisions regarding vehicle value and proper rate. Loan rates are subject to change. For more information, see our loan disclosures.
 
Kelley Blue Book is a registered trademark of the Kelley Blue Book Co., Inc. zoom in

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Your next vehicle is waiting for you. It might be on a dealer's lot or with a private seller. Maybe brand new or gently used. Whatever it is, we can help you find and finance it.

Buy A Vehicle From A Dealer

A prequalified AutoDraft is for you.

The AutoDraft looks and acts like a blank check. Here's how it works:

  • Request an AutoDraft online. We'll mail the AutoDraft when you're approved.
  • Take the AutoDraft to the dealership. You have 120 days to shop.
  • Negotiate your deal, then complete the information on the draft.
  • The dealer completes the rest of the information on the draft and sends it to PSECU.

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Buy A Vehicle From A Private Party

We've got you covered with our AutoCheck. When you don't know where you're purchasing, you can get an Auto Line of Credit. Talk with us to get the right product for you.

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Financing Your Fun

With our vehicle loans, we also finance up to 90% of the retail value of recreational vehicles (RV) including motor homes, travel and camping trailers, and camper vans. The retail value of the RV must be at least $3,333.

Need a loan for a boat/boat trailer, jet ski, ATV, snowmobile or a non-street legal vehicle? Request a Personal Loan or Personal Line of Credit.