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The PSECU Visa® Capitol Card offers you the features, security and convenience you're looking for in a card. It's accepted everywhere Visa credit cards are welcome.
Benefits Include:
- Credit limits available up to $20,000
- Low rates for purchases and cash advances
- Zero liability for Visa credit card purchases if your card is lost or stolen
- Money-saving payment options such as Automatic Transfer, Visa Payroll Transfer, Online psecu@home® payments or telephone payments
- 25-day grace period on purchases
- Free replacement of lost or stolen credit cards
- Free security & fraud monitoring protection - psecu@home e-mail or text message alerts informing you when and where purchases were made
- Free, secure e-Statements (electronic statements)
- Free budget tool using PSECU's Visa Summary - tells you how you're using your card
- Free auto rental insurance for collision damage (some restrictions apply)
- Pay off other creditors and consolidate your debt
- No balance transfer fees
- No annual fee
Rates
| Description | APR* |
| Visa Cash Advance |  9.90% |
| Visa Purchase | 9.90% |
*APR denotes Annual Percentage Rate
Rates and information are subject to change at any time. Visa loans are variable-rate loans. 
More Rates
Planning and Resources:
Lost or Stolen Cards
If your credit, debit or ATM card is lost or stolen, please report it as soon as possible.
During our regular business hours, call:
- 717.234.8484 - option 6 - Extension: 3872, Harrisburg
- 800.237.7328 - option 6 - Extension: 3872, nationwide (USA)
After our regular business hours, call:
- 800.556.5678, nationwide (USA)
- 402.222.3600, International
*When you take advantage of the 3.9% APR (annual percentage rate) offer, Visa balance transfers will be treated as a cash advance and will accrue interest at 3.9% APR when the transaction posts until 12/31/10; any remaining balance will begin to accrue interest at the standard cash advance rate of 9.9% APR, which is subject to change. Payments will be applied as stated in your Visa Credit Card Agreement. There is a $250 minimum for balance transfers through psecu@home®. Our 3.9% APR promotional offer cannot be used to pay off any PSECU loan. Balance transfers access credit under the terms of your Visa account as stated in the Visa Credit Card Agreement and Truth in Lending Disclosure.