Get $150 and More

Get $150 when you join. And more money back every year with Money Back Banking. See complete rules and details below.

Enter Your Promo Code Below

Money Back banking

We believe your money should stay where it belongs – with you. When you join PSECU, you could save up to $1,000* a year when you use all our products and services. 

At PSECU, while you’re saving money, you’ll benefit from low rates, personalized service, and fast answers to your questions. All while being a part of a credit union that our members rate 4.8 out of 5 stars.

Some of the Ways You Save

Free checking

Hassle-free, no monthly fee, dividend-earning checking for all members, including free online account access and free bill payer service.

Credit card cash rewards

With our Visa® Founder's Card, earn 2%** or 1.5% cash rewards on every purchase.

Surcharge-free ATMs

Nearly 30,000 surcharge-free ATMs nationwide and rebates*** when you’re charged for using non-network ATMs

Low-rate loans

Our loans have rates that are among the lowest around, with little to no fees and a quick approval process.

Find out more about getting More Money Back.

$150 Direct Deposit Bonus Rules

No purchase necessary. To receive $150, new members must: join PSECU before 12.31.19 with a promotional code; sign up and be approved for checking, debit card and online banking; and establish one or more qualifying payroll direct deposits that together total $300 per calendar month, recurring monthly, within 90 days of establishing membership.

  1. Participant must be U.S. Resident.
  2. Promotion open to persons 18 years of age or older at the time the account is opened. One promo code per new member. Additional promo code will be invalid.
  3. The recipient of the $150 bonus is solely responsible for payment of applicable taxes on that amount. If you have any questions, please seek the advice of a qualified tax professional.
  4. Qualifying payroll direct deposits are defined as paychecks, Social Security payments, and pension payments.
  5. PSECU reserves the right to recall the $150 direct deposit bonus if the payroll direct deposit(s) is/are not active for six consecutive months or if the member account is closed within the first year of establishing membership.
  6. If PSECU is unable to confirm any qualifying monthly direct deposit is a recurring payroll deposit, or if the member is not in good standing as defined by PSECU's Bylaws Article II, Section 1, PSECU reserves the right to withhold the payment of the $150 direct deposit bonus.
  7. Payment of the bonus will be deposited into the Regular (S0001) share within 45 days after the requirements are satisfied.
  8. This offer is only open to new members who meet PSECU eligibility requirements.
  9. All decisions of PSECU regarding this promotion are final. PSECU may terminate or change the terms and conditions of this promotion without notice.
  10. Employees, agents, and officials of PSECU and immediate family members of any of these are not eligible for this promotion.

About the $150 Direct Deposit Bonus: From January 1, 2019 to December 31, 2019, PSECU is running a new member promotion. To receive $150, participants must join during the promotion period and satisfy the promotion requirements within 90 days of establishing membership. PSECU will deposit $150 into the Regular share (S0001) within 45 days after the requirements are satisfied. $5 is required to open and maintain a regular share account. This $5 share deposit is also required to be eligible to receive the $150, and the member must be in good standing as defined by PSECU's Bylaws Article II, Section 1. A $5 minimum share purchase will be made on behalf of the new member by PSECU. If the member account is closed within the first year of membership, the initial $5 share will be retained by PSECU. The Annual Percentage Yield on PSECU's Regular (S0001) share account is .15%. This variable rate is current as of November 15, 2018, and may change. Withdrawals and fees may reduce earnings on the account.

*You could save almost $1,000 a year when you use all our products and services. Estimated savings are based on comparison of similar offerings from other financial institutions. Estimated savings are updated annually.

**You can earn 1.5% cash rewards on purchases. You can earn 2% cash rewards on purchases if you maintain a PSECU checking account and qualifying monthly direct deposit of at least $500. See the Visa® Founder's Card and Visa® Alumni Rewards Card Program Terms and Conditions for full details.

***Up to $20/month with Direct Deposit, and up to $8/month without.