What would you do with an EXTRA $250*?

Get $250 and more when you join and meet promotional requirements. See complete rules and details below.

Get Your $250 by Completing These Steps

step1

Apply

Open a checking account with a debit card.

step2

Sign Up

Sign up for mobile or online banking.

step3

Deposit

Add a minimum of a $200 a month direct deposit(s) with your payroll office.

step4

Receive

Payment of the $250 bonus will be deposited into your account!

What makes us different

We’re different than a bank. We’re a full-service, digital-first credit union. And as a credit union, we’re member-owned and not-for-profit, which means fewer fees and more benefits for you. Our members have access to these perks every day, and after our quick application process, you could, too:

Surcharge-free ATMs

Wherever you go, you’re likely close to one of the 30,000+ surcharge-free ATMs in our network. Can’t find an in-network ATM near you? No need to worry. If you use your PSECU debit card at an out-of-network ATM and get charged, we’ll rebate fees on withdrawals up to $20 per month with direct deposit and up to $8 per month without.

Free checking accounts (No monthly service fees!)

No fees to open or maintain your account, plus no minimum balance requirements.

Free checks

While you may not use them every day, there are still times you’ll need paper checks. But you shouldn’t have to pay for them - get basic-style checks free with your account.

Debit card rewards

Pay with your PSECU debit card and you can earn $.05 or $.10 on eligible purchases**.

Free Overdraft Protection Transfer Service

Members can enroll in the Overdraft Protection Transfer Service, a service that will pull money from another share or loan account in the event your checking account does not have sufficient available funds to pay incoming transactions.

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Trusted Banking

We've been helping members reach their financial goals since 1934. Here's how.

confidence

Membership = Confidence

You work hard for your money. We work hard to help you take care of it. As a credit union, we work for our member-owners instead of corporate stockholders, and that makes a difference. You can feel good about banking with us because we’ve been making decisions that benefit our members for over 85 years. Member-owned, not-for-profit banking is that simple.

guidance

Membership = Guidance

Our money management tips, financial education program, and digital banking know-how allow you to bank confidently, knowing you're making the best money decisions for you and your family.

perks

Membership = Perks

Gotchas like hidden fees aren’t our thing. Instead, we’re into gimmes like free checking and surcharge-free ATMs plus rebates***, as well as little extras you’ll put to good use - like free credit score service**** and discounts on TurboTax®, SimpliSafe, and more.

Disclosures


*250 Direct Deposit Bonus Terms & Conditions

No purchase necessary. To receive $250, new members must: join PSECU before 12/31/2021 with a promotional code; sign up and be approved for checking, debit card, and digital banking (online or mobile); and establish one or more qualifying payroll direct deposit(s) that together total $200 per calendar month, recurring monthly, within 90 days of establishing membership.
  1. Participant must be U.S. Resident.
  2. Promotion open to persons 18 years of age or older at the time the account is opened. One promo code per new member. Additional promo code will be invalid.
  3. The recipient of the $250 bonus is solely responsible for payment of applicable taxes on that amount. If you have any questions, please seek the advice of a qualified tax professional.
  4. Qualifying payroll direct deposits are defined as paychecks, Social Security payments, and pension payments.
  5. PSECU reserves the right to recall the $250 direct deposit bonus if the payroll direct deposit(s) is/are not active for six consecutive months or if the member account is closed within the first year of establishing membership.
  6. If PSECU is unable to confirm any qualifying monthly direct deposit is a recurring payroll deposit, or if the member is not in good standing as defined by PSECU’s Bylaws Article II, Section 1, PSECU reserves the right to withhold the payment of the $250 direct deposit bonus.
  7. Payment of the bonus will be deposited into the Regular share within 45 days after the requirements are satisfied.
  8. This offer is only open to new members who meet PSECU eligibility requirements.
  9. All decisions of PSECU regarding this promotion are final. PSECU may terminate or change the terms and conditions of this promotion without notice.
  10. Employees, agents and officials of PSECU, and immediate family members of any of these are not eligible for this promotion.

About the $250 Direct Deposit Bonus: From 3/1/2021  to 12/31/2021, PSECU is running a new member promotion. To receive $250, participants must join during the promotion period and satisfy the promotional requirements within 90 days of establishing membership. PSECU will deposit $250 into the Regular share within 45 days after the requirements are satisfied. $5 is required to open and maintain a Regular share account. This $5 share deposit is also required to be eligible to receive the $250, and the member must be in good standing as defined by PSECU’s Bylaws Article II, Section 1. A $5 minimum share purchase will be made on behalf of the new member by PSECU. If the member account is closed within the first year of membership, the initial $5 share will be retained by PSECU. The Annual Percentage Yield on PSECU's Regular share account is 0.05%. This variable rate is current as of 10/20/2021 12:44 AM EDT and may change. Withdrawals and fees may reduce earnings on the account.

**You can earn $0.10 cash rewards on eligible purchases of $10 or over with a PSECU checking account and one or more qualifying monthly direct deposits totaling at least $500. You can earn $0.05 cash rewards on eligible purchases of $10 or over for accounts with a PSECU checking account. Certain restrictions may apply. See the Visa® Debit Card Rewards Program Terms and Conditions for full details.

***If you use a PSECU debit card at an out-of-network ATM and get charged, we'll rebate fees on withdrawals up to $20 per month with direct deposit and up to $8 per month without.

****PSECU is not a credit reporting agency. Members must have PSECU checking or a PSECU loan to be eligible for this service. Joint owners are not eligible.