Members Achieve More
More gimmes + less gotchas = modern digital banking. Become a member and let your money live in the 21st century.
WE ARE Banking for Nittany Nation
Anyone who bleeds blue and white is eligible to join PSECU and take advantage of all credit union membership has to offer. As The Official Financial Services Provider of the Penn State Alumni Association, we’re proud to offer better banking and membership perks to alumni, friends, and fans.
New! Lower Auto Loan Rates
Drive home even more savings with our recently lowered rates for 48, 60, and 72-month terms. Whether you’re buying new, purchasing preowned, or looking to refinance, members have access to the same great rate. Learn more about the low rates and fast approvals that make us one of Pennsylvania’s top auto lenders.
Unlock Your Home's Value
Get the cash you need in a lump sum or set up a line of credit to pull from over time. These flexible borrowing options are perfect for everything from home improvements to debt consolidation and have no application or appraisal fees. Plus, our Real Estate Equity Loans rates have recently dropped.
What makes us different
We’re different than a bank. We’re a full-service, digital-first credit union. And as a credit union, we’re member-owned and not-for-profit, which means fewer fees and more benefits for you. Our members have access to these perks every day, and after our quick application process, you could, too:
Surcharge-free ATMsWherever you go, you’re likely close to one of the 30,000+ surcharge-free ATMs in our network. Can’t find an in-network ATM near you? No need to worry. If you use your PSECU debit card at an out-of-network ATM and get charged, we’ll rebate fees on withdrawals up to $20 per month with direct deposit and up to $8 per month without. |
Free checking accounts (No monthly service fees!)No fees to open or maintain your account, plus no minimum balance requirements. |
Free checksWhile you may not use them every day, there are still times you’ll need paper checks. But you shouldn’t have to pay for them - get basic-style checks free with your account. |
Debit card rewardsPay with your PSECU debit card and you can earn $.05 or $.10 on eligible purchases*. |
Free Overdraft Protection Transfer ServiceMembers can enroll in the Overdraft Protection Transfer Service, a service that will pull money from another share or loan account in the event your checking account does not have sufficient available funds to pay incoming transactions. |
Check Out Our Products & Services
At PSECU, we’re proud to offer you services that help you with your unique financial needs. After all, it’s what we do best. Explore the ways you can grow your relationship with us.
Trusted Banking
We've been helping members reach their financial goals since 1934. Here's how.
Membership = Confidence
You work hard for your money. We work hard to help you take care of it. As a credit union, we work for our member-owners instead of corporate stockholders, and that makes a difference. You can feel good about banking with us because we’ve been making decisions that benefit our members for over 85 years. Member-owned, not-for-profit banking is that simple.
Membership = Guidance
Our money management tips, financial education program, and digital banking know-how allow you to bank confidently, knowing you're making the best money decisions for you and your family.
Membership = Perks
Gotchas like hidden fees aren’t our thing. Instead, we’re into gimmes like free checking and surcharge-free ATMs plus rebates*, as well as little extras you’ll put to good use - like free credit score service** and discounts on TurboTax®, SimpliSafe™, and more.