Good Life Banking

Opportunity starts here. Our free checking, ATM rebates*, cash rewards credit card, and low rate loans will help keep more of your money with you.

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GET 3.00% APY** ON A 24-MONTH CERTIFICATE

EARN 2%*** or 1.5% CASH REWARDS ON EVERY PURCHASE

Low Rates on New and Used Cars

Banking on a Difference

We are different than a traditional bank. Here are four reasons why.

We look out for you

Unlike banks, we are not-for-profit and member-owned. Our focus is on working hard every day to take good care of your hard-earned money.

Learn more about PSECU.

We give you money back

Fees eat into your hard-earned money. That’s why we offer free checking, surcharge-free ATMs, a cash rewards credit card, and low loan rates.

Get more money back.

We help you manage your money

Manage your money – anytime, anywhere. We are digital, with tools that let you bank on the go with ease.

Use our easy, convenient banking tools.

We give back in ways that matter

With strong roots in Pennsylvania, we focus on local outreach and charitable initiatives. We care about helping people and making our community stronger.

Learn about what PSECU believes in.

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*If you use an out-of-network ATM and get charged, we'll rebate fees up to $20 per month with direct deposit, and up to $8 per month without.

**APY denotes Annual Percentage Yield.

Rates are declared weekly and fixed for the term of the certificate. For current rates, see Our Rates.

Rates and information are subject to change at any time. Recurring deposits may be made into the certificate through automatic transfers (ATS) only. You may set up recurring deposits through ATS within 30 days after the certificate is purchased. Deposits can be stopped or reduced at any time. This rate will be paid until the certificate matures. Your certificate will automatically renew at the rate in effect at the time of maturity unless we are contacted on or before the maturity date. Upon renewal, the term will be the same as the original term. You have ten calendar days after maturity to redeem your certificate without penalty if you do not want to renew. If the member has not contacted PSECU by the maturity date, the certificate will renew for the rate in effect on the date of maturity and for the same term as the original term. A penalty will be imposed for early withdrawal. A minimum daily balance of $500 must be maintained in order to earn the disclosed APY.

***You can earn 1.5% cash rewards on purchases. You can earn 2% cash rewards on purchases if you maintain a PSECU checking account and qualifying monthly direct deposit of at least $500. See the Visa^® Founder's Card and Visa^® Alumni Rewards Card Rewards Program Terms and Conditions for full details.

Visa Signature^® Card benefits are automatically provided for credit lines of $5,000 or more.