Choose the card for you
Bleed Blue and White? Show your Nittany Lion pride with our credit cards for Penn State fans and alumni.
Bleed Blue and White? Show your Nittany Lion pride with our credit cards for Penn State fans and alumni.
Get a $150 cash bonus after you make at least $500 in eligible purchases in the first 90 days of opening your Alumni Rewards Card. For complete rules and details, see below.
Get a $150 cash bonus after you make at least $500 in eligible purchases in the first 90 days of opening your Alumni Classic Card. For complete rules and details, see below.
ALUMNI REWARDS CARD | ALUMNI CLASSIC CARD | ||
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*APR denotes Annual Percentage Rate
PSECU Visa® Founder's and Visa® Alumni Rewards Card: When you take advantage of the 3.9% APR (annual percentage rate) promotional offer, Visa® Founder's Card and Visa® Alumni Rewards Card balance transfers will be treated as a cash advance and will accrue interest at 3.9% APR from the time that the transaction posts until 12/31/2022 ; thereafter, any remaining balance will begin to accrue interest at the cash advance rate, which is a variable APR equal to the Prime Rate plus a margin of 9.15%. Payments will be applied as stated in your PSECU Visa® Founder's and Visa® Alumni Rewards Consumer Credit Card Agreement. A minimum of $250 must be requested for balance transfers through digital banking. Our 3.9% APR promotional offer cannot be used to pay off any PSECU loan or be made payable to cash, yourself, any joint owner(s) or co-maker(s). Balance transfers do not qualify as eligible purchases for the cash back reward program. Balance transfers access credit under the terms of your Visa Founder's Card account as stated in the Visa® Founder’s and Visa® Alumni Rewards Consumer Credit Card Agreement. PSECU Visa® Classic and Visa® Alumni Classic Card: When you take advantage of the 2.9% APR (annual percentage rate) promotional offer, Visa® balance transfers will be treated as a cash advance and will accrue interest at 2.9% APR from the time that the transaction posts until 12/31/2022 ; thereafter, any remaining balance will begin to accrue interest at the cash advance rate, which is currently 9.90% APR and subject to change. Payments will be applied as stated in your Visa® Classic and Visa® Alumni Classic Consumer Credit Card Agreement. A minimum of $250 must be requested for balance transfers through digital banking. Our 2.9% APR promotional offer cannot be used to pay off any PSECU loan or be made payable to cash, yourself, any joint owner(s) or co-maker(s). Balance transfers access credit under the terms of your Visa® account as stated in the Visa® Classic and Visa® Alumni Classic Consumer Credit Card Agreement. |
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Rate for Purchases APR* | 12.40% |
9.90% | |
Cash Advance Rate APR* | 12.40% | 9.90% | |
Balance Transfer Rate APR* | 3.9% | 2.9% | |
Annual Fee | $0 | $0 | |
Cash Advance Fee | $0 | $0 | |
Balance Transfer Fee | $0 | $0 | |
Late Fee | Up to $27 | Up to $20 | |
Foreign Transaction Fee | $0 | $0 |
As The Official Partner of Penn State Athletics and The Official Financial Services Provider of the Penn State Alumni Association, we keep checking simple for Penn State fans and alumni--no monthly fees, no complicated rules, and no hidden charges. With our blue & white checks and debit rewards card, you can now show your favorite team colors wherever you go. Your PSECU checking account also allows you to:
You can choose your Penn State Alumni Association debit rewards card and checks during your application for the Alumni Rewards Card and/or Alumni Classic Card.
1You can earn 1.5% cash rewards on purchases. You can earn 2% cash rewards on purchases if you maintain a PSECU checking account and qualifying monthly direct deposit(s) of at least $500. See the Visa® Founder's Card and Visa® Alumni Rewards Card Rewards Program Terms and Conditions for full details.
2APR denotes Annual Percentage Rate
3If you use a PSECU debit card at an out-of-network ATM and get charged, we'll rebate fees on withdrawals up to $20 per month with direct deposit and up to $8 per month without.
4You can earn $0.10 cash rewards on eligible purchases of $10 or over with a PSECU checking account and one or more qualifying monthly direct deposits totaling at least $500. You can earn $0.05 cash rewards on eligible purchases of $10 or over for accounts with a PSECU checking account. Certain restrictions may apply. See the Visa® Debit Card Rewards Program Terms and Conditions for full details.
$150 Alumni Rewards Card Cash Offer: To receive $150, members must: apply and be approved for a PSECU Visa® Founder's Rewards Card (“Rewards Card”) between 1/1/2021 and 12/31/2021; use the Rewards Card to make any combination of eligible purchases defined in the PSECU Visa® Founder’s and Visa® Alumni Rewards Card Rewards Program Terms and Conditions totaling at least $500 (exclusive of any fees, returns and adjustments) that post to your account within 90 days of the Rewards Card account open date. Limit (1) cash offer per new Rewards Card account. This is a one-time promotional offer and is limited to PSECU members opening a new Rewards Card account through the designated PSECU promotional offer page.