THE SOLUTION TO BEEN-THERE, DONE-THAT BANKING.

Transferring money is easy when you and your student are both PSECU members! Open an account and get $150* after promotion requirements are met.

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Checking Features

Even if you don't write many paper checks, a checking account is still one of the most useful financial accounts you can have. Our checking account makes it easy to make and receive payments, without carrying cash.

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What makes us different?

Convenient 24/7 Access

Take us with you anytime and anywhere with our mobile app. Deposit money, manage your cards, make payments, and stay informed on your finances.

Contactless Debit Card

Tap for a faster way to pay. Contactless PSECU debit cards make payments simple and secure.

Surcharge-Free ATMs

If you use a PSECU debit card at an out-of-network ATM and get charged, we'll rebate fees on withdrawals up to $20 per month with direct deposit and up to $8 per month without.

Debit Card Rewards

Earn cash rewards while using your PSECU debit card. For eligible debit card purchases of $10 or over, you'll earn either $0.05 or $0.10, based on qualifying factors**.

Your Account Includes

Remember: There's no minimum balance required for a PSECU checking account.

Digital banking
Free checks
No monthly maintenance fees
Joint checking option

Trusted Banking

We've been helping members reach their financial goals since 1934. Here's how.

You work hard for your money. We work hard to help you take care of it. As a credit union, we work for our member-owners instead of corporate stockholders, and that makes a difference. You can feel good about banking with us because we’ve been making decisions that benefit our members for over 85 years. Member-owned, not-for-profit banking is that simple.

Our money management tips, financial education program, and digital banking know-how allow you to bank confidently, knowing you're making the best money decisions for you and your family.

Gotchas like hidden fees aren’t our thing. Instead, we’re into gimmes like free checking and surcharge-free ATMs plus rebates***, as well as little extras you’ll put to good use - like free credit score service**** and discounts on TurboTax^®, SimpliSafe^™, and more.

Our Easy Process

Apply

Open a checking account with a debit card.

Sign Up

Deposit

Add a minimum of a $300 a month direct deposit(s) with your payroll office.

Receive

Payment of the $150 bonus will be deposited into your account!

$150 Direct Deposit Bonus Rules

*No purchase necessary. To receive $150, new members must: join PSECU before 3/31/2021 with a promotional code; sign up and be approved for checking, debit card, and digital banking (online or mobile); and establish one or more qualifying payroll direct deposit(s) that together total $300 per calendar month, recurring monthly, within 90 days of establishing membership.

Participant must be U.S. Resident.
Promotion open to persons 18 years of age or older at the time the account is opened. One promo code per new member. Additional promo code will be invalid.
The recipient of the $150 bonus is solely responsible for payment of applicable taxes on that amount. If you have any questions, please seek the advice of a qualified tax professional.
Qualifying payroll direct deposits are defined as paychecks, Social Security payments, and pension payments.
PSECU reserves the right to recall the $150 direct deposit bonus if the payroll direct deposit(s) is/are not active for six consecutive months or if the member account is closed within the first year of establishing membership.
If PSECU is unable to confirm any qualifying monthly direct deposit is a recurring payroll deposit, or if the member is not in good standing as defined by PSECU’s Bylaws Article II, Section 1, PSECU reserves the right to withhold the payment of the $150 direct deposit bonus.
Payment of the bonus will be deposited into the Regular share within 45 days after the requirements are satisfied.
This offer is only open to new members who meet PSECU eligibility requirements.
All decisions of PSECU regarding this promotion are final. PSECU may terminate or change the terms and conditions of this promotion without notice.
Employees, agents, and officials of PSECU and immediate family members of any of these are not eligible for this promotion.

About the $150 Direct Deposit Bonus: From 1/15/2021 to 3/31/2021, PSECU is running a new member promotion. To receive $150, participants must join during the promotion period and satisfy the promotional requirements within 90 days of establishing membership. PSECU will deposit $150 into the Regular share within 45 days after the requirements are satisfied. $5 is required to open and maintain a Regular share account. This $5 share deposit is also required to be eligible to receive the $150, and the member must be in good standing as defined by PSECU's Bylaws Article II, Section 1. A $5 minimum share purchase will be made on behalf of the new member by PSECU. If the member account is closed within the first year of membership, the initial $5 share will be retained by PSECU. The Annual Percentage Yield on PSECU's Regular share account is 0.05%. This variable rate is current as of 02/25/2021 5:58 AM EST and may change. Withdrawals and fees may reduce earnings on the account.
**You can earn $0.10 cash rewards on eligible purchases of $10 or over with a PSECU checking account and one or more qualifying monthly direct deposits totaling at least $500. You can earn $0.05 cash rewards on eligible purchases of $10 or over for accounts with a PSECU checking account. Certain restrictions may apply. See the Visa^® Debit Card Rewards Program Terms and Conditions for full details.
***If you use a PSECU debit card at an out-of-network ATM and get charged, we'll rebate fees on withdrawals up to $20 per month with direct deposit and up to $8 per month without.
****PSECU is not a credit reporting agency. Members must have PSECU checking or a PSECU loan to be eligible for this service. Joint owners are not eligible.