Member Benefits

We’re different than a bank. We’re a not-for-profit credit union. Here are just some of the ways you can enjoy a different banking experience.
Digital Banking Tools
Our digital-first approach gives members anytime, anywhere access to their money with our easy and convenient digital banking tools. 

Manage your money 24/7
Money Back Banking
We help our members save as much as $1,000* a year by offering products like free checking and a cash rewards credit card. Keep more money in your wallet.

See how you can save
Financial Education Resources
Our financial education program, WalletWorks, offers free interactive resources for members and non-members alike. Learn about budget-friendly ideas and find money management tips for every stage in life.

Learn more
Youth Account Options
We offer members under age 18 a higher-yield savings rate. A balance as low as $5 can earn a 1.50%** Annual Percentage Yield (APY) on up to $500. Start your child out on the right foot.

Learn how to get started
PSECU Scholarships
For our members who are graduating high school seniors, we offer an annual scholarship competition to help reduce the financial burden of pursuing postsecondary education.

View eligibility requirements
Free Credit Score Service
Lenders may use your credit score to determine their risk in lending you money. Knowing your score can help you take charge of your financial future.

Learn more

Discounts & Perks

We offer a suite of money-saving opportunities for members, including discounts on TurboTax® and perks from other brands like Sprint® and SimpliSafe™.

TurboTax® Discount 
Save up to $20 on TurboTax® federal products when you get started through our website.

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Use Your PSECU Visa and Save
Use your Visa® card and get discounts on travel, food and wine, dining, shopping, entertainment, sports, and more.

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Love to Shop? Earn Cash Back.
Receive special pricing from retailers like Sprint® and SimpliSafe™.

Learn more
*You could save almost $1,000 a year when you use all our products and services. Estimated savings are based on comparison of similar offerings from other financial institutions.
**To be eligible for the Youth Savings Rate, the primary account owner must be under the age of 18. All eligible Regular Share accounts earn 1.50% APY on the first $500 in the account. Any remaining balance above $500 will earn dividends at our current Regular Share rate. Rates and information are subject to change at any time. Fees could reduce earnings on the account(s). The disclosed dividend rates are variable and may change after the member opens the account(s). Find our current dividend rates at psecu.com/rates. PSECU requires a $5 minimum balance to open and maintain a Regular Share account. This $5 share account deposit is also required to be eligible to receive the Youth Savings rate, and the member must be in good standing as defined by PSECU's Bylaws, Article II, Section I. PSECU will make a $5 minimum share purchase on behalf of the member. However, if the member account is closed within the first year of membership, PSECU reserves the right to retain the initial $5.