Member Benefits

We’re different than a bank. We’re a not-for-profit credit union. Here are just some of the ways you can enjoy a different banking experience.
Free Checking Accounts

No monthly maintenance fees. No complicated rules. No monthly charges.

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Debit Card Rewards

Each eligible swipe makes every to-do a cash-back ta-da.

Learn more about debit card rewards.
Cash rewards credit card

Low interest rates. Cash rewards. No annual fees.

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Digital Banking Tools

You work hard for your money. We’ll help you keep it with financial tips, tools, and resources.

Manage your money 24/7
Surcharge-free ATMs

It shouldn’t cost money to take out money. It’s why we rebate up to $20/month in ATM fees.

Find an ATM
Financial Education Resources

Our financial education program, WalletWorks, offers free interactive resources for members and non-members alike. Learn about budget-friendly ideas and find money management tips for every stage in life.

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Youth Account Options

We offer members under age 18 a higher-yield savings rate. A balance as low as $5 can earn a 1.00%*** Annual Percentage Yield (APY) on up to $500. Start your child out on the right foot.

Learn how to get started

PSECU Scholarships

For our members who are graduating high school seniors, we offer an annual scholarship competition to help reduce the financial burden of pursuing postsecondary education.

View eligibility requirements

Free Credit Score Service

When you bank with us, you’ll always know where you stand.

Discounts & Perks

We offer a suite of money-saving opportunities for members, including discounts on TurboTax® and perks from other brands like Sprint® and SimpliSafe™.

TurboTax® Discount 
Save up to $20 on TurboTax® federal products when you get started through our website.

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Use Your PSECU Visa and Save
Use your Visa® card and get discounts on travel, food and wine, dining, shopping, entertainment, sports, and more.

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Love to Shop? Earn Cash Back.
Receive special pricing from retailers like Sprint® and SimpliSafe™.

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*You can earn $0.10 cash rewards on eligible purchases of $10 or over with a PSECU checking account and one or more qualifying monthly direct deposits totaling at least $500. You can earn $0.05 cash rewards on eligible purchases of $10 or over for accounts with a PSECU checking account. Certain restrictions may apply. See the Visa® Debit Card Rewards Program Terms and Conditions for full details.
**You can earn 1.5% cash rewards on purchases. You can earn 2% cash rewards on purchases if you maintain a PSECU checking account and qualifying monthly direct deposit(s) of at least $500. See the Visa® Founder's Card and Visa® Alumni Rewards Card Rewards Program Terms and Conditions for full details.
***To be eligible for the Youth Savings Rate, the primary account owner must be under the age of 18. All eligible Regular Share accounts earn 1.00% APY on the first $500 in the account. Any remaining balance above $500 will earn dividends at our current Regular Share rate. Rates and information are subject to change at any time. Fees could reduce earnings on the account(s). The disclosed dividend rates are variable and may change after the member opens the account(s). Find our current dividend rates at PSECU requires a $5 minimum balance to open and maintain a Regular Share account. This $5 share account deposit is also required to be eligible to receive the Youth Savings rate, and the member must be in good standing as defined by PSECU's Bylaws, Article II, Section I. PSECU will make a $5 minimum share purchase on behalf of the member.