
Get a $200 cash bonus when you establish a Qualifying Direct Auto Loan. For complete rules and details, see below.
Get a $200 cash bonus when you establish a Qualifying Direct Auto Loan. For complete rules and details, see below.
Our fast loan application process lets you choose your vehicle and get on the road.
TERM | APR* | Monthly Payment | Value (Minimum) | Loan Amount (Minimum) |
---|---|---|---|---|
1-36 Months | 2.49% | $28.86/per $1000.00 | $3,000.00 | $1,000.00 |
37-48 Months | 3.24% | $22.24/per $1000.00 | $6,000.00 | $1,000.00 |
49-60 Months | 3.24% | $18.08/per $1000.00 | $8,000.00 | $1,000.00 |
61-72 Months | 3.24% | $15.31/per $1000.00 | $12,000.00 | $1,000.00 |
73-84 Months | 3.24% | $13.33/per $1000.00 | $20,000.00 | $1,000.00 |
85-120 Months | 7.74% | $12.01/per $1000.00 | $40,000.00 | $40,000.00 |
*APR denotes Annual Percentage Rate
Rates reflect a .25% APR reduction for Automatic Payment Service and loan amounts up to 100% of the retail value of the vehicle. Your rate will increase if you discontinue Automatic Payment Service. PSECU will charge an additional 2% to the current interest rate when financing a vehicle for more than 100% and up to 120% of the retail value, and an additional 3% to the current interest rate when financing a vehicle for more than 120% and up to 130% of the retail value. PSECU will only finance up to 100% of the retail value of the vehicle for refinance of an existing PSECU vehicle loan. Monthly payment example: 36 monthly payments of $28.86 per $1,000 borrowed at the 2.49% APR or 60 monthly payments of $18.08 per $1,000 borrowed at the 3.24% APR. The Manufacturer's Suggested Retail Price determines new vehicle values; Kelley Blue Book® or other authorized guides determine used vehicle values. Minimum value is $3,000. Monthly payment examples are representative of the maximum term for the corresponding rate per $1,000 borrowed. Your payment may be different from the examples shown. PSECU makes all final decisions regarding vehicle value and proper rate. Loan rates, terms and information are subject to change at any time. Kelley Blue Book® is a registered trademark of the Kelley Blue Book Co., Inc.
Types | Value (Minimum) | Loan Amount (Minimum) | Term (Maximum) |
---|---|---|---|
New & Used Vehicles | $40,000 | $40,000 | 120 months |
New & Used Vehicles | $20,000 | NA | 84 months |
New & Used Vehicles | $12,000 | NA | 72 months |
New & Used Vehicles | $8,000 | NA | 60 months |
New & Used Vehicles | $6,000 | NA | 48 months |
New & Used Vehicles | $3,000 | NA | 36 months |
Rates reflect a .25% APR reduction for Automatic Payment Service and loan amounts up to 100% of the retail value of the vehicle. Your rate will increase if you discontinue Automatic Payment Service. PSECU will charge an additional 2% to the current interest rate when financing a vehicle for more than 100% and up to 120% of the retail value, and an additional 3% to the current interest rate when financing a vehicle for more than 120% and up to 130% of the retail value. PSECU will only finance up to 100% of the retail value of the vehicle for refinance of an existing PSECU vehicle loan. Monthly payment example: 36 monthly payments of $28.86 per $1,000 borrowed at the 2.49% APR or 60 monthly payments of $18.08 per $1,000 borrowed at the 3.24% APR. The Manufacturer's Suggested Retail Price determines new vehicle values; Kelley Blue Book® or other authorized guides determine used vehicle values. Minimum value is $3,000. Monthly payment examples are representative of the maximum term for the corresponding rate per $1,000 borrowed. Your payment may be different from the examples shown. PSECU makes all final decisions regarding vehicle value and proper rate. Loan rates, terms and information are subject to change at any time. Kelley Blue Book® is a registered trademark of the Kelley Blue Book Co., Inc.