Anytime, Anywhere Banking

Our members get great perks like free checking, surcharge-free ATMs, mobile deposit, and when you join during our promo, $100*!
SCORE $100!

Bright Future Banking

We take a digital-first approach to banking – meaning that we don’t invest money to build branches on every corner. Instead, we invest in tools so that you can manage your money at your convenience. So while you're in school, and even after you graduate, our mobile app and easy-to-use digital services make it possible to continue banking with us, no matter where you go.

  • Full-service digital banking options, including text and email account alerts
  • Financial Education Centers at select colleges and universities
  • Free checking and savings with online access

Score $100! Starting May 17 through August 31, 2021, we're offering a cool $100 for joining and meeting promo requirements. The Score $100 for Students is available for students, and the Score $100 for Parents is open to parents or guardians. Accepting either offer isn’t contingent on both the student and the parent/guardian becoming members. Score some $$$ at PSECU! See complete terms & conditions below.


Debit Card Rewards

You can earn $0.10 cash rewards on eligible purchases of $10 or over with a PSECU checking account and one or more qualifying monthly direct deposits totaling at least $500. You can earn $0.05 cash rewards on eligible purchases of $10 or over for accounts with a PSECU checking account. Certain restrictions may apply. See the Visa® Debit Card Rewards Program Terms and Conditions for full details.

Surcharge-Free ATMs

Access to nearly 30,000 surcharge-free ATMs nationwide. When using out-of-network ATMs, we offer rebates on ATM fees up to $20 a month for members with direct deposit, and up to $8 a month for members without direct deposit.

No Annual Fees

We want you to keep more money in your pocket. That’s why we don’t charge a fee to open an account or to maintain it.

Free Checking

We don’t require a minimum balance or charge monthly fees. We also offer free basic-style checks and more.


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Score $100 Bonus Rules

*No purchase necessary. To receive $100, new members ("New Member") must: join PSECU before 8/31/2021 at 11:59 p.m. (ET) with a promotional code; and sign up and be approved for a checking account, a PSECU debit card, and digital banking (online or mobile) account access within 90 days of establishing membership.
  1. Participant must be a U.S. Resident.
  2. Promotion open to persons 18 years of age or older at the time the account is opened. One promo code per New Student Member. Additional promo code will be invalid.
  3. The recipient of the $100 bonus is solely responsible for payment of applicable taxes on that amount. If you have any questions, please seek the advice of a qualified tax professional.
  4. PSECU reserves the right to recall the $100 bonus if the member account is closed within the first year of establishing membership.
  5. If the member is not in good standing, at any time prior to the payment of the bonus, as defined by PSECU’s Bylaws Article II, Section 1, PSECU reserves the right to withhold the payment of the $100 bonus.
  6. Payment of the $100 bonus will be deposited into the Regular share within 45 days after the requirements are satisfied.
  7. This offer is only open to new members who meet PSECU eligibility requirements.
  8. All decisions of PSECU regarding this promotion are final. PSECU may terminate or change the terms and conditions of this promotion without notice.
  9. Employees, agents, and officials of PSECU and immediate family members of any of these are not eligible for this promotion.
  10. Subject to all applicable federal, state and local laws and regulations.
About the Score $100 Bonus: From 5/17/2021  to 8/31/2021, PSECU is running a New Member promotion. To receive $100, participants must join during the promotion period and satisfy the promotional requirements within 90 days of establishing membership. PSECU will deposit $100 into the Regular share within 45 days after the requirements are satisfied. $5 is required to open and maintain a Regular share account. This $5 share deposit is also required to be eligible to receive the $100, and the member must be in good standing as defined by PSECU’s Bylaws Article II, Section 1. A $5 minimum share purchase will be made on behalf of the new member by PSECU. If the member account is closed within the first year of membership, the initial $5 share will be retained by PSECU. The Annual Percentage Yield on PSECU’s Regular share account is 0.05%. This variable rate is current as of 06/13/2021 1:11 AM EDT and may change. Withdrawals and fees may reduce earnings on the account.