Member Benefits

As one of Pennsylvania's largest credit unions (and one of the largest credit unions in the United States), PSECU members benefit more by receiving a top-notch offering of financial products and services. Why? Strength in numbers. PSECU's membership size increases our ability to provide the latest in online tools to manage your money while keeping our rates low and fees even lower.

Our Members Enjoy

  • 1.5% or 2% Cash Rewards Founder's Card* - One of two Visa® credit cards we offer, the Founder's Card comes with a low variable Annual Percentage Rate (APR). Our Classic Card is 9.9% APR. Both offer low-rate Visa Balance Transfers with no PSECU balance transfer fees. In fact, each has only one fee - a late fee.
  • Almost Anywhere, Anytime Access - Using your smart phone or computer, access your account 24/7 to check balances, pay bills, transfer money, make deposits, even check your credit score. For free**.
  • Free Checking - We hate fees as much as you do. Pay to use your own money? That doesn't make sense to us. We have one checking program, not a half dozen with special rules for each. Simple. Straightforward. Money-saving.
  • Low-rate Loans - Our FinancingLife® solutions make it affordable to get the things you need to achieve more.


*You can earn 1.5% Cash Rewards on purchases. With checking and a qualifying Direct Deposit, you can earn 2%. See the PSECU Visa® Founder's Card Rewards Program Terms and Conditions for full details.

**Wireless Internet devices and/or connectivity costs are not provided by PSECU.