Easy & Convenient Banking Tools

 

Bank at Your Convenience

We give you the digital tools you need to manage your money 24/7, from almost anywhere in the world. Because banking should be at your convenience, not ours.

Banking should be on your terms. At PSECU, we’ve always believed that. It’s why we give you all the tools you need to manage your money, so you can spend time on the things that matter the most.

 

MOBILE BANKING APP

Our mobile banking app lets you manage your money from your smartphone or tablet. Snap, swipe, and tap your way to a simpler financial life. Download the app in the Apple App Store or get it on Google Play.

 

ONLINE BANKING

Enjoy access to tools that help you manage your money with convenience, simplicity, and ease. Make payments, enroll in account alerts, and open new loans or accounts right within online banking.

Our digital first approach means you can manage your money without stepping into a branch. 

 

MAKE DEPOSITS

We offer flexible ways to deposit cash or checks.

  • Direct deposit: Have your paycheck, pension, tax refunds, investment dividends, or freelance payments deposited directly into your PSECU checking or savings.
  • Mobile deposit: No need to leave your couch. Just snap a picture, and deposit your checks with the PSECU mobile app.
  • ATMs: Our members can use nearly 30,000 surcharge-free ATMs in our network. Use our locator to find ATMs that accept cash and checks. Simply insert your deposit into the machine.

 

MAKE PAYMENTS

Need to split a dinner check? Pay your loan? Buy that latte without reaching for your wallet? With our mobile banking app and other tools, we make it easier than ever to pay bills and send money, and there’s no need to carry cash.

  • Bill Payer service: You can pay just about anyone – utilities, membership associations, even the babysitter – using our free Bill Payer service.
  • Person-to-person transfer: Using just an email address or phone number, you can send money to anyone in the U.S.
  • Loan payment options: Easily pay your PSECU loan from your PSECU shares or an account you have with another financial institution.
  • Payroll deductions: If your employer approves payroll deductions, you can have a portion of your paycheck sent directly to a PSECU checking or savings account, or distributed to a loan account.
  • PSECU Wallet: Use your phone to pay for purchases when you create your PSECU Wallet account and add your PSECU cards. You can add up to 10 personal and business cards including our debit card, the Classic Card, and the Founder's Card. The PSECU Wallet is only available for Android devices.
  • Mobile pay: Use your PSECU debit and credit cards through Apple Pay®, Google Pay®, and Samsung Pay™. Speed through the checkout line with just a tap or a wave.

 

HAVE MORE PEACE OF MIND

Travel worry-free, get fraud and other alerts, monitor your credit score and keep track of your spending.

  • Lock and unlock your card: Is your card misplaced? For peace of mind, lock it until you find it. Log into online banking or the mobile app and go to the Manage Cards section.  If your card is lost or stolen, call the number on the back of your card or contact us.
  • Notify us of upcoming travel: Even if you're traveling just a few hours from home, let us know about your plans to minimize any interruptions in your card service.
  • Rely on our Overdraft Protection Transfer Service: If your checking account doesn’t have enough funds to cover a check or deduction, overdraft protection pulls money from specified accounts, including your Visa card. We don’t charge a fee for setting up overdraft protection.
  • Set account alerts: Monitor your finances on the go and receive account alerts on your mobile or wearable device. Choose text, email, or push.
  • Get your credit score: Know your credit score and monitor monthly with our free credit score service.* 


 

*PSECU is not a credit reporting agency. Members must have PSECU checking or a PSECU loan to be eligible for this service. Joint Owners are not eligible. PSECU does not charge a fee for Mobile Service. Wireless Internet devices, and/or connectivity costs, are not provided by PSECU.

Apple, the Apple logo, Apple Pay, iPhone, iPad, Apple Watch, and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries.

Android, Google Pay, and the Android logo are trademarks of Google Inc.

©2017 Samsung Electronics America, Inc. Samsung, Samsung Pay, Samsung Gear, Galaxy S, and Gear S (and other device names) are trademarks or registered trademarks of Samsung Electronics Co., Ltd. Use only in accordance with law. Other company and product names mentioned may be trademarks of their respective owners. Samsung Pay is available on select Samsung devices.
Rated 5 out of 5 by from What Happened? Online banking with PSECU has been the best way to bank and I recommend PSECU to anyone who will listen, but something has changed in past couple of months. I still give PSECU excellent ratings but need to let you know: I had an automatic transfer set up from S-01 account to L-10. Worked like a charm through two vehicle loans. On September 7th it just didn't happen. Fortunately I was on line checking things that evening, discovered the error and made the transfer myself. Today the deposit distribution didn't happen! I'll have to call tomorrow. But getting to actually talk to someone on the phone to straighten things out has become a real challenge too, with long waiting time and multiple ads to listen to while I wait! There have been subtle changes that I can't explain but can be real stumbling blocks at times. I am so disappointed because it actually has been thrilling to be able to set up automatic transfers and payments, etc. Its always been so efficient. My daughter and I have frequently compared notes on managing our budgets using the powerful tool of on-line banking with PSECU. But the beauty of our system depends on being able to trust that what we have set up will actually happen. Trust and dependability are very important in banking. I have to monitor very closely. I can't say I'll leave PSECU because it truly is a wonderful service and I have had so many satisfactory dealings on line and on the phone over the past 30 years, but I just needed to express my disappointment. I hope whatever changes PSECU is going through get smoothed out soon. P.S. I have to say that being able to make notes under each transaction has been a really great change. A real game changer. Good job, PSECU!
Date published: 2018-11-01
Rated 2 out of 5 by from What happened? I used to love using Quicken with PSECU. Ever since the up-grades with each of them I can no longer download transactions. I have completed all of the steps numerous times and some days it works, but most days it does not. I am very frustrated. I love this credit union, but the on-line part has changed when trying to use it with Quicken 2018.
Date published: 2018-10-23
Rated 1 out of 5 by from BE VERY CARFUL BECAUSE PSECU HAS CHANGED SOFTWARE I HAVE A CAR LOAN NOW IN IT'S 2ND YEAR OF THREE. BEFORE 1ST PAYMENT DUE DATE I ASKED PSECU HOW TO PAY A SEPERATE PRINCIPAL ONLY PAYMENT. I WAS TOLD TO DO IT ON THE DUE DATE. THE ACTUAL PAYMENT WAS ON AUTO PAY. I WAS SUCESSFULLY PAYING AN EXTRA FEW DOLLARS EVERY SINGLE DUE DATE. SEPT. 2018 DUE DATE I DID THE PRINCIPAL ONLYPAYMENT AND IT TOOK INTREST FROM THAT PAYMENT AND USED THAT PAYMENT TOWARD THE NEXT MONTH DUE AMOUNT. OTHER WORDE, WOULDN'T ANY LONGER ALLOW ANY PAYMENT TOWARD PRINCIPAL. ANY EXTRA MONEY I PAY WILL NOW GO TOWARD THE NEXT REQUIRED PAYMENT, NOT PRINCIPAL ONLY. I HAVE BEEN ON THE PHONE WITH PSECU 3 TIMES AND THERE IS NO EASY CORRECTION TO GET ME BACK TO PAYING THIS LOAN OFF EARLY BY PAYING SOMTHING TOWARD PRINCIPAL AS BEFORE. I RECIEVEC NO NOTICE OF THIS MAJOR CHANGE. TWO CHOICES. I PAY IT OFF IN TOTALOR PAY THE REQUIRED PAYMENT, NOTHING MORE, WHILE THEY COLLECT THE INTREST. I AM BEING FORCED NOW TO NOT PAY THIS LOAN OFF EARLY. THEY WIN, I LOOSE.
Date published: 2018-10-08
Rated 5 out of 5 by from PSECU - Excellence in Banking Just a quick note to let you know that I have been a PSECU customer for 30 years. My company has been using PSECU for all of its banking needs for 15 years as well. We couldn't be more happy with the products and services that you provide. We appreciate your cutting edge technology, and look forward to many more years together.
Date published: 2018-09-27
Rated 1 out of 5 by from not good today 9/17 I have always been able to use home banking with no problem. To day I couldn't even get to my account. I don't know what is wrong . I have always recommended others to join but today is not good.
Date published: 2018-09-17
Rated 2 out of 5 by from Financial Calculators Where are the financial calculators? This site is not an improvement if I have to search around in each area for financial calculators. Additionally, where is the retirement calculator? Can't find it anywhere. I shouldn't have to go on a search and rescue mission in order to find things that were so easily discoverable in the past. This is regression, not progress. I used to recommend PSECU to everyone because the website was fantastic... Not so sure anymore.
Date published: 2018-09-16
Rated 1 out of 5 by from On line banking Ever since you made the changes it takes me forever to get into my account. It was much faster the old way. It takes too long to pay a bill.
Date published: 2018-09-06
Rated 1 out of 5 by from Pathetic PSECU app just gets worse, not user friendly, no landscape mode. App written, developed for ease of the developer; not for ease of end user. Can it get any worse? One star only because I had to select at least one!
Date published: 2018-09-04
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