Easy & Convenient Banking Tools


Bank at Your Convenience

We give you the digital tools you need to manage your money 24/7, from almost anywhere in the world. Because banking should be at your convenience, not ours.

Banking should be on your terms. At PSECU, we’ve always believed that. It’s why we give you all the tools you need to manage your money, so you can spend time on the things that matter the most.



Our mobile banking app lets you manage your money from your smartphone or tablet. Snap, swipe, and tap your way to a simpler financial life. Download the app in the Apple App Store or get it on Google Play.



Enjoy access to tools that help you manage your money with convenience, simplicity, and ease. Make payments, enroll in account alerts, and open new loans or accounts right within online banking.

Our digital-first approach means you can manage your money without stepping into a branch. 



We offer flexible ways to deposit cash or checks.

  • Direct deposit: Have your paycheck, pension, tax refunds, investment dividends, or freelance payments deposited directly into your PSECU checking or savings.
  • Mobile deposit: No need to leave your couch. Just snap a picture, and deposit your checks with the PSECU mobile app.
  • ATMs: Our members can use nearly 30,000 surcharge-free ATMs in our network. Use our locator to find ATMs that accept cash and checks. Simply insert your deposit into the machine.



Need to split a dinner check? Pay your loan? Buy that latte without reaching for your wallet? With our mobile banking app and other tools, we make it easier than ever to pay bills and send money, and there’s no need to carry cash.

  • Bill Payer service: You can pay just about anyone – utilities, membership associations, even the babysitter – using our free Bill Payer service.
  • Person-to-person transfer: Using just an email address or phone number, you can send money to anyone in the U.S.
  • Loan payment options: Easily pay your PSECU loan from your PSECU shares or an account you have with another financial institution.
  • Payroll deductions: If your employer approves payroll deductions, you can have a portion of your paycheck sent directly to a PSECU checking or savings account, or distributed to a loan account.
  • PSECU Wallet: Use your phone to pay for purchases when you create your PSECU Wallet account and add your PSECU cards. You can add up to 10 personal and business cards including our debit card, the Classic Card, and the Founder's Card. The PSECU Wallet is only available for Android devices.
  • Mobile pay: Use your PSECU debit and credit cards through Apple Pay®, Google Pay®, and Samsung Pay. Speed through the checkout line with just a tap or a wave.



Travel worry-free, get fraud and other alerts, monitor your credit score and keep track of your spending.

  • Lock and unlock your card: Is your card misplaced? For peace of mind, lock it until you find it. Log into online banking or the mobile app and go to the Manage Cards section. If your card is lost or stolen, contact us.
  • Notify us of upcoming travel: Even if you're traveling just a few hours from home, let us know about your plans to minimize any interruptions in your card service.
  • Rely on our Overdraft Protection Transfer Service: If your checking account doesn’t have enough funds to cover a check or deduction, overdraft protection pulls money from specified accounts, including your Visa card. We don’t charge a fee for using overdraft protection.
  • Set account alerts: Monitor your finances on the go and receive account alerts on your mobile or wearable device. Choose text, email, or push.
  • Get your credit score: Know your credit score and monitor monthly with our free credit score service.* 


*PSECU is not a credit reporting agency. Members must have PSECU checking or a PSECU loan to be eligible for this service. Joint Owners are not eligible. PSECU does not charge a fee for Mobile Service. Wireless Internet devices, and/or connectivity costs, are not provided by PSECU.

Apple, the Apple logo, Apple Pay, iPhone, iPad, Apple Watch, and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries.

Android, Google Pay, and the Android logo are trademarks of Google Inc.

©2017 Samsung Electronics America, Inc. Samsung, Samsung Pay, Samsung Gear, Galaxy S, and Gear S (and other device names) are trademarks or registered trademarks of Samsung Electronics Co., Ltd. Use only in accordance with law. Other company and product names mentioned may be trademarks of their respective owners. Samsung Pay is available on select Samsung devices.
Rated 2 out of 5 by from Loan Auto Payment Needs Updating I have an auto loan that automatically deducts each month. I recently made an extra payment but when the auto payment came due it just pushed it back to the next month. I spoke to someone at PSECU and they said there is no way to keep it from pushing the due date back. I suppose I now have to make the payments manually.
Date published: 2019-03-05
Rated 1 out of 5 by from Bill pay Try to pay my mortgage online for the past several month. I wasted more time trying to navigate the site then it is worth!
Date published: 2019-02-12
Rated 5 out of 5 by from PSECU is my favorite! I have had accounts at various banks and credit unions over the years. PSECU is by far my favorite. The recent upgrades to the text notification is amazing - by the time I am getting in my car after a purchase, I am getting a text notification that my card was just used. And when my debit card was compromised a few months ago, I was immediately alerted to the fraudulent usage and immediately notified PSECU - I was never out any money at all and they replaced my card very quickly! I utilize both bill pay and mobile banking and both are very reliable. I do things online via computer and the app on my phone - both work very reliably. Thank you PSECU for staying on top of things and making this very convenient!!
Date published: 2019-02-10
Rated 4 out of 5 by from New site is NOT as good as original Although PSECU services and still great, the new on-line banking site is not. Much harder to move around, no loan calculators to see what payments would be , i.e., auto loans, equity loans, etc. Also you could access and check the Kelly blue book values directly from the link PSECU provided in the car loan section. I always liked to check the auto auction site, just click on it on home page and you were there, now you have to go outside PSECU to the separate site at auctionpsecu.com. Site is not as easy to use as it once was.
Date published: 2018-12-06
Rated 1 out of 5 by from New Website You have going back words , so many great tools have just going by the wayside, or can no longer be located . This is BAD
Date published: 2018-11-30
Rated 4 out of 5 by from Great Credit Union Add new and usable apps as needed, I trust PSECUonline
Date published: 2018-11-24
Rated 3 out of 5 by from Mobile Banking It is really inconvenient that I can't have access if my account is locked and services are closed on the weekends and after 9pm on weekdays. There should be another way set up to meet customer needs when the bank is closed. The bank should also think about expanding there are no branches in the center city of Philadelphia.
Date published: 2018-11-24
Rated 2 out of 5 by from WHAT HAPPENED TO PSECU? 10 steps backwards!! The "new" website is a step backwards, the new phone system is another step backwards, and the staff just doesn't seem as knowledgeable (or courteous) as in the past. I'm all for upgrades but the last year with PSECU has been a disaster. I have been with PSECU for many many years and it is very disappointing. I've read other similar reviews and hope PSECU is taking these seriously. I'm about ready to take my business somewhere else. Very disappointed.
Date published: 2018-11-15
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