MONEY TIPS FOR EVERY STAGE IN LIFE

Budgeting and Financial Tips


Have you dreamed of traveling around the world? You don’t need thousands of dollars to go overseas. There are several affordable international places you can visit without a high price tag. Here are a number of tips on how to travel internationally on a budget without sacrificing comfort or feeling deprived. Follow this advice to […]

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THE THRIFTY TRAVELER

January 31, 2018

Are you ready to hit the road, see the sights, and take a refreshing, much-needed vacation? It might be hard to imagine traveling when you’re strapped for cash, but there are a lot of ways to travel cheap! Check out our infographic below with ideas for spending less on travel, including how to find low-priced […]

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Are you interested in learning more about a Coverdell Education Savings Account? It’s important to think about your child’s future education and how you will pay for it. Whether your child wants to go to a private high school, a technical school, a four-year university, or on to grad school, you need to plan in […]

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BABY ON A BUDGET

January 23, 2018

From tiny clothes to tiny spoons, having a baby is filled with a lot of cute, tiny things, but unfortunately, a tiny budget isn’t one of them. If you’re preparing for a baby, you know the list of things you need is long and overwhelming, but we’ve compiled some steps you can take to make […]

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Looking to buy a home?  When house hunting, you’ll want to keep your financing options top of mind. Figuring out the right mortgage for you can be complicated, as there are many variables. What’s the interest rate? How does your credit rating affect it? Are you eligible for any low-cost government programs? Should you get […]

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You want to spend time with your sweetheart this winter, but you want to do it without going broke. With so many fun things to do in Pennsylvania, you don’t have to worry about finding inexpensive activities to take part in during the season. We compiled winter date ideas below that will keep you within […]

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The new year is a great time to get your finances in order, and we’re here to help. Here are five simple ways you can use our products and services to help you achieve financial success this year. 1. Use Bill Payer to streamline regularly occurring bill payments – Set up a one-time or recurring […]

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People make health-related New Year’s resolutions every year, such as losing weight or working out more. This year, consider shifting gears and make improving your financial health one of your resolutions. Increasing your savings, looking ahead to big investments that will pay off down the road, and finally paying off a student loan can all […]

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Have you begun saving for your retirement? The amount people need to save for retirement varies greatly from person to person, based on a host of things ranging from current income to desired lifestyle to whether or not you’ll receive a pension. However, the basic steps used to determine an average of what you should […]

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WHAT IS COMPOUND INTEREST?

December 26, 2017

It’s rumored that Albert Einstein once said that compound interest is the greatest invention in human history. Whether or not Einstein really said this doesn’t diminish the fact that compound interest can be a powerful force. It’s important to understand how compound interest works. When considering a savings or retirement account, compound interest can help […]

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10 REASONS TO SHOP LOCAL

November 22, 2017

Where you spend your money matters. If you choose to shop at a big-box retailer, you may get lower prices, which is a benefit of their national buying power with vendors. But if you decide to shop locally, you help make a positive impact on your community. Buying local supports the businessperson and their family. […]

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The kids have gone back to school, and you know what that means – it’s time to start thinking of new school lunch ideas. For many parents, school lunches present a challenge. They want their kids to enjoy their lunch, yet give them healthy, nourishing food that helps them grow and flourish. They also want […]

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HEALTHY EATING ON A BUDGET

September 2, 2017

“Eating healthy is so expensive!”  Many of us have heard or said these words at some point. It’s a common phrase, but if you do a little digging, you’ll find that this assumption is easily discredited. Trendy health food stores seem to be popping up on every corner. They offer great wholesome foods, but often […]

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Each time you purge your house of unwanted items, such as clothes the kids have outgrown or kitchen appliances you no longer use, you’re faced with a question: should you try to make money off those items by selling them, or are you better off giving them to a charitable organization? The answer isn’t black […]

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As we approach the celebration of $1 million saved by members who use our PSECU Savings app, we’re excited to introduce new features in the app that will help you reach your goals even faster. First is a new feature called “Scratch.” This easy-to-use feature allows you to “scratch” and reveal an amount of money […]

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Have you ever dreamed of getting a sudden financial windfall? An inheritance from a long-lost uncle, a winning lottery ticket, an unexpected bonus at work – that’s what financial fantasies are made of. What if we told you there actually might be a windfall in your future? You could find unclaimed money you didn’t even […]

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Money can cause a lot of friction in relationships and is often cited as one of the leading causes of divorce. But your financial problems won’t always end after your marriage does. You may have to pay child support or alimony, and even if you and your partner both work, you’ll go through a reduction […]

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There are plenty of ways to plan the wedding of your dreams without breaking the bank. There’s no need to bid goodbye to that vision of walking down the aisle in a beautiful gown, or the one where you enjoy the perfect honeymoon with your spouse. In this post, we’ll explore several budget-friendly wedding reception […]

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When it comes to your spending habits, small purchases can add up fast. You may not even realize how much you’re spending until you evaluate your expenses and discover that those daily meals out cost more than your monthly rent. Of course, this works both ways. When you set just a small amount aside each […]

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By now, you should be on the right track to a healthy financial life. Part one in our series advised you on how to detox your budget, while part two explained how to get your credit in shape. Now, in part three, we’re moving on to proactive financial health by setting financial goals. What are […]

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Summer’s a popular time to fly, but plane tickets and other travel costs can add up. While the price of plane tickets may be out of your control, there are many things you can do to help keep your spending in check. Read the Fine Print Every airline has different guidelines and fees for bags. […]

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You may be planning to get your body in shape for summer this time of year, but don’t let that distract you from focusing on your financial health as well. Being fiscally fit is just as important as staying physically fit, and building up your credit score is a vital aspect of financial fitness. Having […]

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Good money habits are important, and teaching them to your child early on sets your child up to be a financially savvy adult. Fortunately, children are naturally curious about how the world around them works, and you can use this to your advantage. Below are some ideas to use when teaching your child about money. […]

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Getting financially healthy has a lot in common with getting physically healthy. A good bit of that health comes from willpower – the self-control we all use to do the things that aren’t necessarily fun, but will help us in the long run. Willpower is like a muscle; the more you use it, the better […]

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What does financial freedom mean for you? For many people, it means making their money work for them so they have resources available on hand when they need them. Whether you live alone or have a family, a money management plan ensures you stay on track financially and use your resources to their fullest. A […]

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Going on vacation is a dream for many people, but saving for this goal can be daunting. However, there are several ways to save money that will have you saying “bon voyage” faster than you may think! Set Up a Dedicated Savings Account Set up a savings account just for your trip. This will keep […]

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Are you feeling disenchanted with the high fees your bank is charging? Or perhaps you’re looking for a new way to make your money work harder for you while still giving you easy access to your funds. The answer to your banking questions is closer than you think. Credit unions, like PSECU, offer numerous advantages […]

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Creating a plan to pay off your loans right out of college is critical to significantly cutting down the time it takes to pay off loans and save you money. That’s why we’ve created this infographic to help you learn the best way to pay off your student loans. Find out which strategy is best […]

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PUT THE FUN INTO SAVINGS

April 11, 2017

You know you should be saving money, but sometimes it’s hard to get started. In the old days, you could start simply by emptying the change in your pockets into a jar or piggy bank at night, but today we pay for just about everything with a card and don’t find ourselves with much loose […]

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For long-term financial goals, you may have the luxury of saving up. When emergencies happen, though, you may need to find quick ways to make money so you can pay for the unexpected. Whether it’s a car repair, medical issue or sudden expense, there may be several reasons why you may need to find a […]

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FUN MONEY GAMES FOR KIDS

March 22, 2017

Games can make learning about finances fun and build important skills, too. They can even be a sneaky way to help your children practice their math skills. If you’re looking for a way to teach kids about money, try these fun board games, online games and DIY games. Board Games Monopoly® This classic board game […]

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If you and your partner have decided to combine finances, you’ll need to start taking steps to make it happen. Open and honest conversation will continue to be an important part of this process, so you should plan to work together or check in with each other as you’re going through these steps. Bills & […]

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Saving money doesn’t have to be a chore. Whether you’re saving for a vacation or an emergency fund, there are many smart ways to do so without feeling deprived. Start by trying these smart money-saving tips and watch the cash pile up in your account. 1. Create a Separate Account for Supplemental Income Start freelancing […]

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Wouldn’t it be nice to find easy ways to make money on the side? Whether you’re looking to have extra spending money, working to pay off your debt faster, or saving for a dream vacation, here are a few common ways to earn extra income. Keep in mind, the demands and pay for these jobs […]

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With the introduction of our new credit card, the Founder’s Card, we’ve started to receive questions about which card our members should choose. While both cards offer great benefits, there are different perks to each. The Classic Card As of January 2017, our Classic Card continues to have a competitive interest rate, with a 9.9% […]

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REDEFINE YOUR REFUND

February 3, 2017

We know it’s tempting – it’s the beginning of a new semester and your student aid “refund” has just been deposited into your checking account. You think of how easy it could be to use that money to splurge on all of the things you’ve been wanting – a nicer cell phone, new clothes, or […]

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WHAT’S IN A CREDIT SCORE?

January 30, 2017

We know a lot of things compete for college students’ attention. Finishing assignments, passing exams, seeing friends, looking for jobs or internships… the list goes on and on. While these are all important things to focus on, learning about credit is crucial for your future success, as well. Many potential lenders, employers and landlords will […]

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Have you started to dread getting your electricity bill every month? Does the thought of wasting energy unnecessarily drive you up the wall? We understand. Home energy use is both expensive and, in an age of increasing environmental awareness, a source of nagging guilt for many people. Homes use energy in complex ways, and there’s […]

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When you picture your retirement, what does it look like to you? Do you see yourself exploring ancient ruins or colonial cities? What about taking surfing lessons on a tropical beach? For a growing number of professionals, retirement isn’t a far-off dream — it’s something they are actively working toward and planning to take full […]

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For many of us, college is the first time we’re truly “on our own” – making our own schedules, doing laundry, and managing our own money. It may seem intimidating, but it doesn’t have to be. We’ve highlighted some of the top tips for each year. Before Freshman Year Have an honest conversation with your […]

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The content provided in this publication is for informational purposes only. Nothing stated is to be construed as financial or legal advice. PSECU does not endorse any third parties, including, but not limited to, referenced individuals, companies, organizations, products, blogs or websites. PSECU does not warrant any advice provided by third parties. PSECU does not guarantee the accuracy or completeness of the information provided by third parties. PSECU recommends that you seek the advice of a qualified financial, tax, legal or other professional if you have questions.