MONEY TIPS FOR EVERY STAGE IN LIFE

Buying a Home


Did you recently move into a new home? While you may still be processing the closing costs, mortgage rates, and escrow balances, you have another task at hand — furnishing your new place. Perhaps you have some furniture you inherited from your parents or bought for an early apartment, but those items may not match your needs, […]

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Your home should be a place where you feel secure and comfortable. But, statistics suggest that a considerable number of accidents and other problems occur at home, putting people at risk for injury. Understanding what the risks are and what you can do about them can help you make your home safer in general. A […]

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By the time all the paperwork is signed and you move into your home, you’re ready to relax and settle in. But before you get too comfortable, remember to plan financially for its long-term care. Your home is one of the most valuable, important purchases you’ll make over the course of your life. Whether you’re […]

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You may have heard the term “second mortgage,” but you may not understand what it is or how it works. A second mortgage may be helpful when you need to pay for something requiring a large sum of money that you don’t have the cash for, such as a kitchen remodel or sending a child […]

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SAFEST PLACES TO LIVE IN PA

February 27, 2018

The safety of your family is a paramount concern when choosing a home in Pennsylvania. You want to find a neighborhood your family will enjoy and feel safe in. You want a town where crime rates are low and violence is at a minimum. Whether you currently live in Pennsylvania or are moving here for […]

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A lot goes into the decision to buy a home. You need to decide on the location, price range, and size that will meet your needs. You also need to consider what type of home is the best option for you – a single-family home, townhouse, or condo. Deciding on the right type of home […]

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Looking to buy a home?  When house hunting, you’ll want to keep your financing options top of mind. Figuring out the right mortgage for you can be complicated, as there are many variables. What’s the interest rate? How does your credit rating affect it? Are you eligible for any low-cost government programs? Should you get […]

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People make health-related New Year’s resolutions every year, such as losing weight or working out more. This year, consider shifting gears and make improving your financial health one of your resolutions. Increasing your savings, looking ahead to big investments that will pay off down the road, and finally paying off a student loan can all […]

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WHAT IS COMPOUND INTEREST?

December 26, 2017

It’s rumored that Albert Einstein once said that compound interest is the greatest invention in human history. Whether or not Einstein really said this doesn’t diminish the fact that compound interest can be a powerful force. It’s important to understand how compound interest works. When considering a savings or retirement account, compound interest can help […]

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When the temperatures drop, you need more than just a warm coat to protect you. It’s also time to make sure your home and your vehicle are ready for winter. Taking proper measures to get ready for cold weather and snow could help save you time and money down the line. By preparing for winter […]

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Keeping the temperature of your house or apartment comfortable during the summer can get expensive. But just because temperatures may seem to rise exponentially doesn’t mean your electric bill has to. We’ve outlined some simple swaps and cost-free steps to keep your home cool and your bills low. Simple Swaps Use a Programmable Thermostat Did […]

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You may know the five components of a credit score and how important having good credit is for things such as buying a car, getting a cell phone plan, or getting approved for your own apartment. You may also know that the government allows you to get a free credit report once a year from […]

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PUT THE FUN INTO SAVINGS

April 11, 2017

You know you should be saving money, but sometimes it’s hard to get started. In the old days, you could start simply by emptying the change in your pockets into a jar or piggy bank at night, but today we pay for just about everything with a card and don’t find ourselves with much loose […]

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For long-term financial goals, you may have the luxury of saving up. When emergencies happen, though, you may need to find quick ways to make money so you can pay for the unexpected. Whether it’s a car repair, medical issue or sudden expense, there may be several reasons why you may need to find a […]

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Saving money doesn’t have to be a chore. Whether you’re saving for a vacation or an emergency fund, there are many smart ways to do so without feeling deprived. Start by trying these smart money-saving tips and watch the cash pile up in your account. 1. Create a Separate Account for Supplemental Income Start freelancing […]

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Are you having trouble finding a place to call home that won’t break your budget? For savvy buyers looking for the right combination of budget-friendly cost of living and people-friendly communities, this ranking of the 10 cheapest places to live in PA has the information you’re looking for. Check out Movoto’s original list for a […]

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Have you started to dread getting your electricity bill every month? Does the thought of wasting energy unnecessarily drive you up the wall? We understand. Home energy use is both expensive and, in an age of increasing environmental awareness, a source of nagging guilt for many people. Homes use energy in complex ways, and there’s […]

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The content provided in this publication is for informational purposes only. Nothing stated is to be construed as financial or legal advice. PSECU does not endorse any third parties, including, but not limited to, referenced individuals, companies, organizations, products, blogs or websites. PSECU does not warrant any advice provided by third parties. PSECU does not guarantee the accuracy or completeness of the information provided by third parties. PSECU recommends that you seek the advice of a qualified financial, tax, legal or other professional if you have questions.