MONEY TIPS FOR EVERY STAGE IN LIFE

Family Life


Are you planning a family photography session? Getting married? Or, are you the parent of a high school senior looking for a unique location to take their senior year photos? No matter what the occasion, Pennsylvania has a range of visually stunning locations where you can take those special photos. And the best part is, […]

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Are you planning a visit and wondering what to do in Bethlehem, PA? The city, once one of the country’s biggest steel producers, has a growing arts scene as it transitions from a town known primarily for its industry to one increasingly noted for culture and technology. We’ve gathered a list of seven fun things […]

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Whether you daydream of relaxing on the beach or jetting off to a different country, you probably think about leaving town when you think about going on vacation. However, taking a break from the “real world” doesn’t require going somewhere new. In fact, with a little creativity and planning, you can plan a fun vacation […]

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The moment you complete your final exams at college, you may feel tempted to take the summer off from learning, planning, or doing anything remotely structured. But instead of hanging out in your parents’ basement all summer, why not complete this college bucket list instead? Doing these seven things will ensure you spend your downtime […]

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Central Pennsylvania offers the perfect balance between urban and suburban areas. Harrisburg has the restaurants, culture, high rises, and gorgeous architecture you’d expect of a state capital. But just a few miles away, the sidewalks give way to pastures, and the rolling fields support a great many family farms, where cows and chickens roam. These fully functioning […]

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Have you been considering joining a CSA in Central Pennsylvania? CSA stands for community supported agriculture. Farms sell shares in CSAs that essentially give you a weekly sampling of the products they provide, ranging from fruit and vegetables to meat. A typical CSA might include a head of lettuce, a bag of blueberries, a handful […]

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Children’s physical health is a big focus in our society and for good reason. Keeping their bodies strong and healthy will benefit kids all throughout their lives. But another aspect of health often goes undiscussed — fiscal fitness. This encompasses learning about finances, how to pay bills, and other important topics in financial education. While […]

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THE COST OF PET OWNERSHIP

March 22, 2018

Who can resist the furry mug of an adorable pug or the sweet innocence of a playful kitten? Pets are our companions, our best friends, and our favorite fuzzy distraction after a long day at work or school. Pets can teach your children responsibility, as they learn the importance of feeding and cleaning up after […]

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Your friend popped the question to his longtime love, and his next question was for you — would you be his best man? Your answer was yes, of course — but what exactly does the best man have to do? We’re glad you asked. It’s vital to understand your role to ensure his big day […]

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Being a parent is worth every penny of investment in your child. But how much, exactly, does that investment add up to? The answer may surprise you. The total amount varies depending on where you live, how the child is delivered, whether you adopt, and a slew of other variables. But for virtually any family […]

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Are you considering taking out a personal loan? This form of borrowing offers a great deal of flexibility and is a popular option among those who want to pay off high-interest personal debt or fund a once-in-a-lifetime event. Many people are uncertain about what a personal loan can be used to finance. Here’s a look […]

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SAFEST PLACES TO LIVE IN PA

February 27, 2018

The safety of your family is a paramount concern when choosing a home in Pennsylvania. You want to find a neighborhood your family will enjoy and feel safe in. You want a town where crime rates are low and violence is at a minimum. Whether you currently live in Pennsylvania or are moving here for […]

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Does it ever feel like you’re walking around town with a gigantic mess in your pocket or strapped on your shoulder? A disorganized wallet or purse can be bothersome. You may lose track of important documents or become frustrated when you can’t easily find what you’re looking for. How can you prevent this disorganization? We […]

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You don’t have to spend a lot of money to have a fun date night. In fact, you don’t even have to leave the house. With a little creativity and planning, you can enjoy a night in just as much as a night out. We’ve compiled several indoor, at-home date night ideas for you to […]

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DAYCATION IDEAS IN PA

February 2, 2018

What is a daycation? It’s an extremely abbreviated vacation that takes place within driving distance. You travel to and from that place in a single day, hence the term “daycation.” You may be amazed at all the activities you can pack into just a few hours. Daycations encourage you to hit all the high points […]

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THE THRIFTY TRAVELER

January 31, 2018

Are you ready to hit the road, see the sights, and take a refreshing, much-needed vacation? It might be hard to imagine traveling when you’re strapped for cash, but there are a lot of ways to travel cheap! Check out our infographic below with ideas for spending less on travel, including how to find low-priced […]

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Are you interested in learning more about a Coverdell Education Savings Account? It’s important to think about your child’s future education and how you will pay for it. Whether your child wants to go to a private high school, a technical school, a four-year university, or on to grad school, you need to plan in […]

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Health impacts just about every area of our lives. When we feel sick or stressed, it affects us at work and at home. That’s why many employers now offer wellness programs. Programs focusing on physical, mental and financial health aim to keep employees at the top of their game, and often include incentives for participation. […]

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BABY ON A BUDGET

January 23, 2018

From tiny clothes to tiny spoons, having a baby is filled with a lot of cute, tiny things, but unfortunately, a tiny budget isn’t one of them. If you’re preparing for a baby, you know the list of things you need is long and overwhelming, but we’ve compiled some steps you can take to make […]

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A lot goes into the decision to buy a home. You need to decide on the location, price range, and size that will meet your needs. You also need to consider what type of home is the best option for you – a single-family home, townhouse, or condo. Deciding on the right type of home […]

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Pennsylvania is known for the big cities of Pittsburgh and Philadelphia, but did you know that the vast majority of the commonwealth is made up of smaller towns? There are 959 boroughs and 1,546 townships in PA, and many of them have a population of 5,000 or under. There are plenty of fun things to […]

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Looking to buy a home?  When house hunting, you’ll want to keep your financing options top of mind. Figuring out the right mortgage for you can be complicated, as there are many variables. What’s the interest rate? How does your credit rating affect it? Are you eligible for any low-cost government programs? Should you get […]

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You want to spend time with your sweetheart this winter, but you want to do it without going broke. With so many fun things to do in Pennsylvania, you don’t have to worry about finding inexpensive activities to take part in during the season. We compiled winter date ideas below that will keep you within […]

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People make health-related New Year’s resolutions every year, such as losing weight or working out more. This year, consider shifting gears and make improving your financial health one of your resolutions. Increasing your savings, looking ahead to big investments that will pay off down the road, and finally paying off a student loan can all […]

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Have you begun saving for your retirement? The amount people need to save for retirement varies greatly from person to person, based on a host of things ranging from current income to desired lifestyle to whether or not you’ll receive a pension. However, the basic steps used to determine an average of what you should […]

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During the holidays, you probably want to show a lot of people how much they mean to you. You likely do this by buying them gifts — but why not make them gifts instead? When you take the time to craft a gift yourself, it conveys more of what’s in your heart. It shows you […]

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When the temperatures drop, you need more than just a warm coat to protect you. It’s also time to make sure your home and your vehicle are ready for winter. Taking proper measures to get ready for cold weather and snow could help save you time and money down the line. By preparing for winter […]

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Football season is underway, and with it comes tailgating season. When you gather with friends and family before the game, you get an experience unlike any other. People catch up, laugh, and of course, eat. Planning the perfect tailgate requires more than a few hot dogs and buns, though. With some preparation, it’s possible to […]

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It’s the most wonderful time of the year — the holidays! Pennsylvania during November and December is particularly magical, with towns around the commonwealth rolling out holiday displays and special activities, and even enlisting a few Santa Clauses to help residents and visitors get into the spirit. If you want to experience all Pennsylvania has […]

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Whether you spend hours each day on Pinterest or you wait until the last minute to plan, the holidays present a fun challenge for those decorating on a budget, especially when it comes to finding kid-friendly creations that your family can make together and enjoy. If you lament the high cost of ornaments, lights and […]

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HOW TO DOWNSIZE YOUR HOUSE

November 20, 2017

It’s easy to accumulate things, from clothes and souvenir cups to random items from previous Halloween parties. But it’s not until you decide to downsize, whether you are moving out of your parents’ house or selling your family home after retirement, that you realize how much stuff you really have. The good news is, the […]

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HOW TO BECOME A MINIMALIST

November 9, 2017

Are you tired of too much stuff in your life? Not only is clutter unattractive, but studies suggest it can cause us mental strain and stress. Minimalism is one of the latest trends among consumers that encourages cutting out anything that isn’t absolutely necessary. When applied toward your personal finances and spending habits, this mindset […]

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If you’re looking to dine on a budget in Happy Valley, State College boasts a variety of restaurants for all budget types, and we’ve created this list of some of the top spots for keeping your taste buds and wallet happy. The Corner Room A State College classic, The Corner Room is one of the […]

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Have you recently dug into gardening? Or are you thinking about getting started? There are many benefits to this hobby, such as spending time outdoors, eating healthy, and getting exercise. While starting a garden from scratch can be expensive, it usually pays off the more you grow and harvest food. However, some produce is less […]

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The kids have gone back to school, and you know what that means – it’s time to start thinking of new school lunch ideas. For many parents, school lunches present a challenge. They want their kids to enjoy their lunch, yet give them healthy, nourishing food that helps them grow and flourish. They also want […]

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It’s football season! Are you ready for some party snacks? Saturday and Sunday afternoons filled with hours of gridiron action can fire up quite an appetite in a rabid sports fan. Whether you and your friends or family are rooting for the same team or are on opposite sides of a heated rivalry, everyone can […]

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HEALTHY EATING ON A BUDGET

September 2, 2017

“Eating healthy is so expensive!”  Many of us have heard or said these words at some point. It’s a common phrase, but if you do a little digging, you’ll find that this assumption is easily discredited. Trendy health food stores seem to be popping up on every corner. They offer great wholesome foods, but often […]

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As a parent, you want the best for your child, and want to make sure they’re fully prepared before heading off to college. When it comes to money management, use the three tips below to help them get ready for financial independence. 1. Make sure they’re educated Arm your student with information to make sure […]

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Each time you purge your house of unwanted items, such as clothes the kids have outgrown or kitchen appliances you no longer use, you’re faced with a question: should you try to make money off those items by selling them, or are you better off giving them to a charitable organization? The answer isn’t black […]

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When you think of State College, you inevitably think of Penn State, the nationally renowned university. State College is a college town through and through, and much of its entertainment runs through the school. Still, there are plenty of things to do off-campus as well. State College sprang up around the school in the late […]

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Food is one of life’s necessities, but depending on the size of your family and what type of food you buy, it can be one of life’s more expensive necessities. However, with some preparation and planning, it’s possible to keep your family’s food and grocery budget under control. Before you create a food and grocery […]

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Hershey got its start as the model town envisioned by The Hershey Company founder, Milton S. Hershey. He started the community to give workers at his chocolate factories a place to live. He loved the idea of creating a place for families to thrive. More than a century later, his vision remains evident in clean […]

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When a friend or relative asks you to be their bridesmaid, your first response is most likely an excitement-filled “yes!”  However, when the planning begins, the experience may cost you more than you had initially thought. The cost of your dress, accessories, travel arrangements, gifts and events leading up to the wedding can add up […]

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Keeping the temperature of your house or apartment comfortable during the summer can get expensive. But just because temperatures may seem to rise exponentially doesn’t mean your electric bill has to. We’ve outlined some simple swaps and cost-free steps to keep your home cool and your bills low. Simple Swaps Use a Programmable Thermostat Did […]

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You’ve probably given a lot of thought to dealing with inevitabilities in life such as retirement and your kids’ college funds. But what about life’s uncertainties? You’re much less likely to plan for these things, but they’re no less important. Natural disasters are one such uncertainty. While you may feel as though you’re immune to […]

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Money can cause a lot of friction in relationships and is often cited as one of the leading causes of divorce. But your financial problems won’t always end after your marriage does. You may have to pay child support or alimony, and even if you and your partner both work, you’ll go through a reduction […]

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There are plenty of ways to plan the wedding of your dreams without breaking the bank. There’s no need to bid goodbye to that vision of walking down the aisle in a beautiful gown, or the one where you enjoy the perfect honeymoon with your spouse. In this post, we’ll explore several budget-friendly wedding reception […]

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Summer’s a popular time to fly, but plane tickets and other travel costs can add up. While the price of plane tickets may be out of your control, there are many things you can do to help keep your spending in check. Read the Fine Print Every airline has different guidelines and fees for bags. […]

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With a fast-growing population and a booming economy, the Lehigh Valley offers residents and visitors alike a great place to explore. When you visit, you’ll find many affordable things to do in Allentown, Bethlehem and Easton, PA, several of them geared toward families. From events to zoos to museums, the area has a wide variety […]

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Good money habits are important, and teaching them to your child early on sets your child up to be a financially savvy adult. Fortunately, children are naturally curious about how the world around them works, and you can use this to your advantage. Below are some ideas to use when teaching your child about money. […]

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Have you truly explored all there is to offer in Pennsylvania? There are 169 national historic landmarks in the state – 169 places for you to explore history and find new adventures. You could spend every weekend for three years exploring each one, and you still wouldn’t see them all. The best part is that […]

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What does financial freedom mean for you? For many people, it means making their money work for them so they have resources available on hand when they need them. Whether you live alone or have a family, a money management plan ensures you stay on track financially and use your resources to their fullest. A […]

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There’s nothing quite like finding the perfect weekend getaway for you and your significant other. While different couples have different ideas about what a romantic getaway is, Pennsylvania has plenty of options to offer, from a cabin in the mountains to a luxury hotel in the heart of the city. To give you a head […]

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Going on vacation is a dream for many people, but saving for this goal can be daunting. However, there are several ways to save money that will have you saying “bon voyage” faster than you may think! Set Up a Dedicated Savings Account Set up a savings account just for your trip. This will keep […]

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Are you feeling disenchanted with the high fees your bank is charging? Or perhaps you’re looking for a new way to make your money work harder for you while still giving you easy access to your funds. The answer to your banking questions is closer than you think. Credit unions, like PSECU, offer numerous advantages […]

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You don’t have to spend a fortune to eat at some of the best restaurants in Pennsylvania. As all serious foodies know, there are many establishments combining amazing dishes with affordable menus. We’ve taken some of the guesswork out of finding the most affordable and best restaurants in Pennsylvania. We’ve scoured lists of the best […]

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PUT THE FUN INTO SAVINGS

April 11, 2017

You know you should be saving money, but sometimes it’s hard to get started. In the old days, you could start simply by emptying the change in your pockets into a jar or piggy bank at night, but today we pay for just about everything with a card and don’t find ourselves with much loose […]

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FUN MONEY GAMES FOR KIDS

March 22, 2017

Games can make learning about finances fun and build important skills, too. They can even be a sneaky way to help your children practice their math skills. If you’re looking for a way to teach kids about money, try these fun board games, online games and DIY games. Board Games Monopoly® This classic board game […]

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If you and your partner have decided to combine finances, you’ll need to start taking steps to make it happen. Open and honest conversation will continue to be an important part of this process, so you should plan to work together or check in with each other as you’re going through these steps. Bills & […]

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Are you having trouble finding a place to call home that won’t break your budget? For savvy buyers looking for the right combination of budget-friendly cost of living and people-friendly communities, this ranking of the 10 cheapest places to live in PA has the information you’re looking for. Check out Movoto’s original list for a […]

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Whether you’ve always had an open dialogue with your partner about finances or only recently had the money talk, there are a lot of things to consider before combining finances. We’ve outlined nine of the most important ones below. What bills will you combine or keep separate? If you’re considering moving in together and/or getting […]

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Looking for things to do in Harrisburg that won’t break your budget? Pennsylvania’s capital city is filled with opportunities to learn, relax and enjoy yourself, no matter the time of year, even if you’re on a budget. If you’re searching for attractions in Harrisburg, PA, here’s a look at some of the most popular options […]

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For many of us, college is the first time we’re truly “on our own” – making our own schedules, doing laundry, and managing our own money. It may seem intimidating, but it doesn’t have to be. We’ve highlighted some of the top tips for each year. Before Freshman Year Have an honest conversation with your […]

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Teaching your kids to be responsible with money is the best way to start them on a path toward lifelong financial stability. That’s why chores can be more than just an easy way of sharing the workload around the house. It’s important to teach kids that working hard and being diligent about saving money will […]

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The content provided in this publication is for informational purposes only. Nothing stated is to be construed as financial or legal advice. PSECU does not endorse any third parties, including, but not limited to, referenced individuals, companies, organizations, products, blogs or websites. PSECU does not warrant any advice provided by third parties. PSECU does not guarantee the accuracy or completeness of the information provided by third parties. PSECU recommends that you seek the advice of a qualified financial, tax, legal or other professional if you have questions.