MONEY TIPS FOR EVERY STAGE IN LIFE

Financial Security


The number of people using mobile banking has soared over the past few years. According to the U.S. Federal Reserve, 53 percent of smartphone owners have used mobile banking in the past year. But how secure are mobile banking apps? Mobile banking is secure and convenient, saving you many trips to brick-and-mortar establishments or ATMs. […]

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It can be tough to know who to trust these days — fraud is everywhere. That’s why it’s important to know how to spot a scam and what to do if you may have fallen for one. The following list isn’t comprehensive, but it should prepare you for some of the worst types of fraud […]

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Does it ever feel like you’re walking around town with a gigantic mess in your pocket or strapped on your shoulder? A disorganized wallet or purse can be bothersome. You may lose track of important documents or become frustrated when you can’t easily find what you’re looking for. How can you prevent this disorganization? We […]

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Have you begun saving for your retirement? The amount people need to save for retirement varies greatly from person to person, based on a host of things ranging from current income to desired lifestyle to whether or not you’ll receive a pension. However, the basic steps used to determine an average of what you should […]

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Given how often the average American shares financial or personal data, it’s not that uncommon for a consumer to discover their information has been compromised. Sometimes it’s a result of a major breach, while other times it could be harder to pinpoint how your information fell into the wrong hands. When this happens, regardless of […]

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Elder financial exploitation is a form of financial abuse that targets senior citizens. The intention of this abuse is to fraudulently take, or convince a senior to give, their financial resources. According to the National Adult Protective Services Association, elder financial exploitation takes many forms. While it’s easy to believe that those targeting seniors are […]

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THE FRAUD LIFECYCLE

November 13, 2017

Fraud can affect anyone, regardless of their age. We’ve compiled a list of some of the most common scams categorized by the ages and life stages that are usually targeted and included some tips on how you can spot them. Babies & Children Even the youngest members of our society are not immune to fraud. […]

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A new scam has recently hit social media, and we want you to be aware. Scammers start by telling individuals that the U.S. government has “secret” bank accounts set up for individuals at the Federal Reserve. From there, the scam can take a couple of different paths. The end goal for the scammer is to […]

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October is Cyber Security Awareness Month, and at PSECU, we make security a top priority. No matter what stage of life you’re in, taking the same precautions will help protect your personally identifiable information (PII), keep your devices secure and in good working order, and make you a good online citizen. Here are some tips […]

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When was the last time you asked your boss for a raise? Perhaps you never thought it was a good time, or maybe you find it difficult to speak up for yourself. But when it comes to negotiating your salary and ensuring you’re paid what you’re worth, if you don’t ask, you may not receive. […]

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Helping you keep your money secure is important to us at PSECU. That’s why we’re excited to introduce the new lock/unlock feature in digital banking that gives you more control over your debit and credit cards. You now have the capability to “lock” your card if it’s missing, which prohibits transactions from occurring on your […]

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HOW TO BE A HELPER

September 27, 2017

When tragedy strikes, there’s a well-known Mr. Rogers quote that reminds us all to “Look for the helpers.” During catastrophic events or natural disasters, this quote encourages us all to find the positive things others are doing that inspire each of us to be helpers, too. If you’re wondering how you can be a helper, […]

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News outlets seem to highlight a new data compromise every week. Hackers and scammers are continually gaining access to files containing sensitive personal information, such as Social Security numbers. So what can you do to deter identity theft if you are alerted your personal information may have been compromised? Place a fraud alert on your credit […]

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There are several scams that fraudsters use to try and make money illegally. College students are often vulnerable to certain scams based on their situation and perceived understanding of finances. Listed below are popular scams targeting this demographic and ways to avoid becoming a victim. Federal Student Tax Scam Scammers will call students heading back […]

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What does financial freedom mean for you? For many people, it means making their money work for them so they have resources available on hand when they need them. Whether you live alone or have a family, a money management plan ensures you stay on track financially and use your resources to their fullest. A […]

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Are you feeling disenchanted with the high fees your bank is charging? Or perhaps you’re looking for a new way to make your money work harder for you while still giving you easy access to your funds. The answer to your banking questions is closer than you think. Credit unions, like PSECU, offer numerous advantages […]

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You may know the five components of a credit score and how important having good credit is for things such as buying a car, getting a cell phone plan, or getting approved for your own apartment. You may also know that the government allows you to get a free credit report once a year from […]

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Criminals will use creative ways to get your personal and financial data. One technique they use is called “skimming.” Thieves use hidden electronics to steal the information stored on your card and record your PIN number to access all that hard-earned cash in your account. Some skimmers install a phony card reader or keypad. Others […]

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If a stranger approached you on the street, what would you tell them about yourself? Would you rattle off your full name, date of birth, and phone number? Hand them your phone and let them scroll through all your photos? Give them your home address and then tell them when you won’t be home? Unfortunately, […]

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The content provided in this publication is for informational purposes only. Nothing stated is to be construed as financial or legal advice. PSECU does not endorse any third parties, including, but not limited to, referenced individuals, companies, organizations, products, blogs or websites. PSECU does not warrant any advice provided by third parties. PSECU does not guarantee the accuracy or completeness of the information provided by third parties. PSECU recommends that you seek the advice of a qualified financial, tax, legal or other professional if you have questions.