MONEY TIPS FOR EVERY STAGE IN LIFE

Parents


HEALTHY EATING ON A BUDGET

September 2, 2017

“Eating healthy is so expensive!”  Many of us have heard or said these words at some point. It’s a common phrase, but if you do a little digging, you’ll find that this assumption is easily discredited. Trendy health food stores seem to be popping up on every corner. They offer great wholesome foods, but often […]

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As a parent, you want the best for your child, and want to make sure they’re fully prepared before heading off to college. When it comes to money management, use the three tips below to help them get ready for financial independence. 1. Make sure they’re educated Arm your student with information to make sure […]

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Each time you purge your house of unwanted items, such as clothes the kids have outgrown or kitchen appliances you no longer use, you’re faced with a question: should you try to make money off those items by selling them, or are you better off giving them to a charitable organization? The answer isn’t black […]

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If your child is entering their final years of high school, you undoubtedly have begun to think about what college they’ll be attending. You might also be wondering how to pay for it. You know financial aid exists, of course, but you may not know the nitty-gritty details, such as how and when to apply […]

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We all make both big and small financial decisions every day. From buying the generic version of cereal at the grocery store to splurging on the family vacation you’ve dreamed of for years, your daily activities all contribute to your financial health. Having an idea of how financially healthy you are helps you make fiscally […]

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Food is one of life’s necessities, but depending on the size of your family and what type of food you buy, it can be one of life’s more expensive necessities. However, with some preparation and planning, it’s possible to keep your family’s food and grocery budget under control. Before you create a food and grocery […]

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Keeping the temperature of your house or apartment comfortable during the summer can get expensive. But just because temperatures may seem to rise exponentially doesn’t mean your electric bill has to. We’ve outlined some simple swaps and cost-free steps to keep your home cool and your bills low. Simple Swaps Use a Programmable Thermostat Did […]

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An important part of any shape-up plan is maintenance. After working hard to attain your goals, you don’t want to slip back into bad habits that can sabotage the effort you put in. It’s true when you’re dieting, and also true when you’re tending to your financial health. In our four-part series on financial health, […]

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You’ve probably given a lot of thought to dealing with inevitabilities in life such as retirement and your kids’ college funds. But what about life’s uncertainties? You’re much less likely to plan for these things, but they’re no less important. Natural disasters are one such uncertainty. While you may feel as though you’re immune to […]

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Money can cause a lot of friction in relationships and is often cited as one of the leading causes of divorce. But your financial problems won’t always end after your marriage does. You may have to pay child support or alimony, and even if you and your partner both work, you’ll go through a reduction […]

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When it comes to your spending habits, small purchases can add up fast. You may not even realize how much you’re spending until you evaluate your expenses and discover that those daily meals out cost more than your monthly rent. Of course, this works both ways. When you set just a small amount aside each […]

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By now, you should be on the right track to a healthy financial life. Part one in our series advised you on how to detox your budget, while part two explained how to get your credit in shape. Now, in part three, we’re moving on to proactive financial health by setting financial goals. What are […]

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You may be planning to get your body in shape for summer this time of year, but don’t let that distract you from focusing on your financial health as well. Being fiscally fit is just as important as staying physically fit, and building up your credit score is a vital aspect of financial fitness. Having […]

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Good money habits are important, and teaching them to your child early on sets your child up to be a financially savvy adult. Fortunately, children are naturally curious about how the world around them works, and you can use this to your advantage. Below are some ideas to use when teaching your child about money. […]

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Getting financially healthy has a lot in common with getting physically healthy. A good bit of that health comes from willpower – the self-control we all use to do the things that aren’t necessarily fun, but will help us in the long run. Willpower is like a muscle; the more you use it, the better […]

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What does financial freedom mean for you? For many people, it means making their money work for them so they have resources available on hand when they need them. Whether you live alone or have a family, a money management plan ensures you stay on track financially and use your resources to their fullest. A […]

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There’s nothing quite like finding the perfect weekend getaway for you and your significant other. While different couples have different ideas about what a romantic getaway is, Pennsylvania has plenty of options to offer, from a cabin in the mountains to a luxury hotel in the heart of the city. To give you a head […]

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Going on vacation is a dream for many people, but saving for this goal can be daunting. However, there are several ways to save money that will have you saying “bon voyage” faster than you may think! Set Up a Dedicated Savings Account Set up a savings account just for your trip. This will keep […]

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PUT THE FUN INTO SAVINGS

April 11, 2017

You know you should be saving money, but sometimes it’s hard to get started. In the old days, you could start simply by emptying the change in your pockets into a jar or piggy bank at night, but today we pay for just about everything with a card and don’t find ourselves with much loose […]

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For long-term financial goals, you may have the luxury of saving up. When emergencies happen, though, you may need to find quick ways to make money so you can pay for the unexpected. Whether it’s a car repair, medical issue or sudden expense, there may be several reasons why you may need to find a […]

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FUN MONEY GAMES FOR KIDS

March 22, 2017

Games can make learning about finances fun and build important skills, too. They can even be a sneaky way to help your children practice their math skills. If you’re looking for a way to teach kids about money, try these fun board games, online games and DIY games. Board Games Monopoly® This classic board game […]

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If you and your partner have decided to combine finances, you’ll need to start taking steps to make it happen. Open and honest conversation will continue to be an important part of this process, so you should plan to work together or check in with each other as you’re going through these steps. Bills & […]

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Saving money doesn’t have to be a chore. Whether you’re saving for a vacation or an emergency fund, there are many smart ways to do so without feeling deprived. Start by trying these smart money-saving tips and watch the cash pile up in your account. 1. Create a Separate Account for Supplemental Income Start freelancing […]

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Are you having trouble finding a place to call home that won’t break your budget? For savvy buyers looking for the right combination of budget-friendly cost of living and people-friendly communities, this ranking of the 10 cheapest places to live in PA has the information you’re looking for. Check out Movoto’s original list for a […]

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Whether you’ve always had an open dialogue with your partner about finances or only recently had the money talk, there are a lot of things to consider before combining finances. We’ve outlined nine of the most important ones below. What bills will you combine or keep separate? If you’re considering moving in together and/or getting […]

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Wouldn’t it be nice to find easy ways to make money on the side? Whether you’re looking to have extra spending money, working to pay off your debt faster, or saving for a dream vacation, here are a few common ways to earn extra income. Keep in mind, the demands and pay for these jobs […]

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REDEFINE YOUR REFUND

February 3, 2017

We know it’s tempting – it’s the beginning of a new semester and your student aid “refund” has just been deposited into your checking account. You think of how easy it could be to use that money to splurge on all of the things you’ve been wanting – a nicer cell phone, new clothes, or […]

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Have you started to dread getting your electricity bill every month? Does the thought of wasting energy unnecessarily drive you up the wall? We understand. Home energy use is both expensive and, in an age of increasing environmental awareness, a source of nagging guilt for many people. Homes use energy in complex ways, and there’s […]

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If a stranger approached you on the street, what would you tell them about yourself? Would you rattle off your full name, date of birth, and phone number? Hand them your phone and let them scroll through all your photos? Give them your home address and then tell them when you won’t be home? Unfortunately, […]

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Teaching your kids to be responsible with money is the best way to start them on a path toward lifelong financial stability. That’s why chores can be more than just an easy way of sharing the workload around the house. It’s important to teach kids that working hard and being diligent about saving money will […]

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The content provided in this publication is for informational purposes only. Nothing stated is to be construed as financial or legal advice. PSECU does not endorse any third parties, including, but not limited to, referenced individuals, companies, organizations, products, blogs or websites. PSECU does not warrant any advice provided by third parties. PSECU does not guarantee the accuracy or completeness of the information provided by third parties. PSECU recommends that you seek the advice of a qualified financial, tax, legal or other professional if you have questions.