MONEY TIPS FOR EVERY STAGE IN LIFE

Seniors


HOW TO DOWNSIZE YOUR HOUSE

November 20, 2017

It’s easy to accumulate things, from clothes and souvenir cups to random items from previous Halloween parties. But it’s not until you decide to downsize, whether you are moving out of your parents’ house or selling your family home after retirement, that you realize how much stuff you really have. The good news is, the […]

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Elder financial exploitation is a form of financial abuse that targets senior citizens. The intention of this abuse is to fraudulently take, or convince a senior to give, their financial resources. According to the National Adult Protective Services Association, elder financial exploitation takes many forms. While it’s easy to believe that those targeting seniors are […]

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THE FRAUD LIFECYCLE

November 13, 2017

Fraud can affect anyone, regardless of their age. We’ve compiled a list of some of the most common scams categorized by the ages and life stages that are usually targeted and included some tips on how you can spot them. Babies & Children Even the youngest members of our society are not immune to fraud. […]

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HOW TO BECOME A MINIMALIST

November 9, 2017

Are you tired of too much stuff in your life? Not only is clutter unattractive, but studies suggest it can cause us mental strain and stress. Minimalism is one of the latest trends among consumers that encourages cutting out anything that isn’t absolutely necessary. When applied toward your personal finances and spending habits, this mindset […]

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Have you recently dug into gardening? Or are you thinking about getting started? There are many benefits to this hobby, such as spending time outdoors, eating healthy, and getting exercise. While starting a garden from scratch can be expensive, it usually pays off the more you grow and harvest food. However, some produce is less […]

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HEALTHY EATING ON A BUDGET

September 2, 2017

“Eating healthy is so expensive!”  Many of us have heard or said these words at some point. It’s a common phrase, but if you do a little digging, you’ll find that this assumption is easily discredited. Trendy health food stores seem to be popping up on every corner. They offer great wholesome foods, but often […]

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Each time you purge your house of unwanted items, such as clothes the kids have outgrown or kitchen appliances you no longer use, you’re faced with a question: should you try to make money off those items by selling them, or are you better off giving them to a charitable organization? The answer isn’t black […]

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Have you ever dreamed of getting a sudden financial windfall? An inheritance from a long-lost uncle, a winning lottery ticket, an unexpected bonus at work – that’s what financial fantasies are made of. What if we told you there actually might be a windfall in your future? You could find unclaimed money you didn’t even […]

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We all make both big and small financial decisions every day. From buying the generic version of cereal at the grocery store to splurging on the family vacation you’ve dreamed of for years, your daily activities all contribute to your financial health. Having an idea of how financially healthy you are helps you make fiscally […]

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An important part of any shape-up plan is maintenance. After working hard to attain your goals, you don’t want to slip back into bad habits that can sabotage the effort you put in. It’s true when you’re dieting, and also true when you’re tending to your financial health. In our four-part series on financial health, […]

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You’ve probably given a lot of thought to dealing with inevitabilities in life such as retirement and your kids’ college funds. But what about life’s uncertainties? You’re much less likely to plan for these things, but they’re no less important. Natural disasters are one such uncertainty. While you may feel as though you’re immune to […]

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When it comes to your spending habits, small purchases can add up fast. You may not even realize how much you’re spending until you evaluate your expenses and discover that those daily meals out cost more than your monthly rent. Of course, this works both ways. When you set just a small amount aside each […]

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By now, you should be on the right track to a healthy financial life. Part one in our series advised you on how to detox your budget, while part two explained how to get your credit in shape. Now, in part three, we’re moving on to proactive financial health by setting financial goals. What are […]

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A well-rounded meal consists of three main things — a meat or other protein, a vegetable, and a grain or starch. How you combine them to tickle your taste buds is the key to creative cooking. The promise of a tasty, healthy meal can help you get through a long day. But the last thing […]

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Getting financially healthy has a lot in common with getting physically healthy. A good bit of that health comes from willpower – the self-control we all use to do the things that aren’t necessarily fun, but will help us in the long run. Willpower is like a muscle; the more you use it, the better […]

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Have you started to dread getting your electricity bill every month? Does the thought of wasting energy unnecessarily drive you up the wall? We understand. Home energy use is both expensive and, in an age of increasing environmental awareness, a source of nagging guilt for many people. Homes use energy in complex ways, and there’s […]

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If a stranger approached you on the street, what would you tell them about yourself? Would you rattle off your full name, date of birth, and phone number? Hand them your phone and let them scroll through all your photos? Give them your home address and then tell them when you won’t be home? Unfortunately, […]

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When you picture your retirement, what does it look like to you? Do you see yourself exploring ancient ruins or colonial cities? What about taking surfing lessons on a tropical beach? For a growing number of professionals, retirement isn’t a far-off dream — it’s something they are actively working toward and planning to take full […]

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The content provided in this publication is for informational purposes only. Nothing stated is to be construed as financial or legal advice. PSECU does not endorse any third parties, including, but not limited to, referenced individuals, companies, organizations, products, blogs or websites. PSECU does not warrant any advice provided by third parties. PSECU does not guarantee the accuracy or completeness of the information provided by third parties. PSECU recommends that you seek the advice of a qualified financial, tax, legal or other professional if you have questions.