Credit Cards for Kutztown Alumni

Choose the card that works best for your needs, whether you’re looking for a low interest rate, or to earn cash rewards.

WELCOME KUTZTOWN UNIVERSITY ALUMNI

We’ve partnered with Kutztown University Alumni Association to provide financial opportunities for a better life to all Golden Bears. As an alumnus you are eligible to join our credit union and experience all of our low-to-no cost products and services. We are proud to offer two credit card options so you can carry a piece of Kutztown with you everywhere you go. Joining PSECU through KUAA not only benefits you but your alumni association too.

ALUMNI REWARDS CARD

Kutztown Founder’s Alumni Card
  • 2%1 or 1.5% cash rewards on every purchase; no limit on reward earnings and rewards never expire
  • No annual fee, no cash advance fee, no inactivity fee
  • Cash advances: Access your funds through nearly 30,000 in-network surcharge-free ATMs worldwide, with no cash advance fees
  • Up to $30,000 credit limit, if qualified
girl shopping 
guy credit card

ALUMNI CLASSIC CARD

kutztown classic card
  • Low interest rate on purchases and cash advances
  • No annual fee, no cash advance fee, no inactivity fee
  • Rate hasn't increased in more than 10 years and is subject to change.
  • Low balance transfer rate and no balance transfer fees
  • Up to $30,000 credit limit, if qualified

Valid as of 08/8/2020 2:38 AM EDT 
DESCRIPTION APR*
Alumni Rewards Card Purchase 12.40%
Alumni Rewards Card Cash Advance 12.40%
Alumni Rewards Card Balance Transfer 3.9%
Alumni Classic Purchase 9.90%
Alumni Classic Cash Advance 9.90%
Alumni Classic Balance Transfer 2.9%
*APR denotes Annual Percentage Rate

PSECU Visa® Founder's and Visa® Alumni Rewards Card: When you take advantage of the 3.9% APR (annual percentage rate) promotional offer, Visa® Founder's Card and Visa® Alumni Rewards Card balance transfers will be treated as a cash advance and will accrue interest at 3.9% APR from the time that the transaction posts until 12/31/21; thereafter, any remaining balance will begin to accrue interest at the cash advance rate, which is a variable APR equal to the Prime Rate plus a margin of 9.15%. Payments will be applied as stated in your PSECU Visa® Founder's and Visa® Alumni Rewards Consumer Credit Card Agreement. A minimum of $250 must be requested for balance transfers through digital banking. Our 3.9% APR promotional offer cannot be used to pay off any PSECU loan or be made payable to cash, yourself, any joint owner(s) or co-maker(s). Balance transfers do not qualify as eligible purchases for the cash back reward program. Balance transfers access credit under the terms of your Visa Founder's Card account as stated in the Visa® Founder’s and Visa® Alumni Rewards Consumer Credit Card Agreement.

PSECU Visa® Classic and Visa® Alumni Classic Card: When you take advantage of the 2.9% APR (annual percentage rate) promotional offer, Visa® balance transfers will be treated as a cash advance and will accrue interest at 2.9% APR from the time that the transaction posts until 12/31/21; thereafter, any remaining balance will begin to accrue interest at the cash advance rate, which is currently 9.90% APR and subject to change. Payments will be applied as stated in your Visa® Classic and Visa® Alumni Classic Consumer Credit Card Agreement. A minimum of $250 must be requested for balance transfers through digital banking. Our 2.9% APR promotional offer cannot be used to pay off any PSECU loan or be made payable to cash, yourself, any joint owner(s) or co-maker(s). Balance transfers access credit under the terms of your Visa® account as stated in the Visa® Classic and Visa® Alumni Classic Consumer Credit Card Agreement.

FEES

DESCRIPTION AMOUNT
Annual fee $0
Balance transfer fee $0
Cash advance fee $0
Late fee Up to $20 for Alumni Classic Card
Up to $27 for Alumni Rewards Card
Foreign transaction fee $0

1You can earn 1.5% cash rewards on purchases. You can earn 2% cash rewards on purchases if you maintain a PSECU checking account and qualifying monthly direct deposit(s) of at least $500. See the Visa® Founder's Card and Visa® Alumni Rewards Card Rewards Program Terms and Conditions for full details.