Credit Cards for Millersville Alumni

Choose the card that works best for your needs, whether you’re looking for a low interest rate, or to earn cash rewards.

Chose the Card for You

We’ve partnered with Millersville University Alumni Association to provide financial opportunities for a better life to all Marauders. As an alumnus you are eligible to join our credit union and experience all of our low-to-no cost products and services. We are proud to offer two credit card options so you can carry a piece of Millersville with you everywhere you go. Joining PSECU through MUAA not only benefits you but your alumni association too.

Alumni Rewards Card

Millersville Founder’s Alumni Card
  • 2%1 or 1.5% cash rewards on every purchase; no limit on reward earnings and rewards never expire
  • No annual fee, no cash advance fee, no inactivity fee
  • Cash advances: Access your funds through nearly 30,000 in-network surcharge-free ATMs worldwide, with no cash advance fees
  • Up to $30,000 credit limit, if qualified

Alumni Classic Card

millersville classic alumni card
  • Low interest rate on purchases and cash advances
  • No annual fee, no cash advance fee, no inactivity fee
  • Low balance transfer rate and no balance transfer fees
  • Up to $30,000 credit limit, if qualified

Current Rates

Valid as of 09/28/2021 10:16 AM EDT 
Description APR*
Alumni Rewards Card Purchase 12.40%
Alumni Rewards Card Cash Advance 12.40%
Alumni Rewards Card Balance Transfer 3.9%
Alumni Classic Purchase 9.90%
Alumni Classic Cash Advance 9.90%
Alumni Classic Balance Transfer 2.9%

*APR denotes Annual Percentage Rate

PSECU Visa® Founder's and Visa® Alumni Rewards Card: When you take advantage of the 3.9% Annual Percentage Rate (APR) promotional offer, Visa® Founder's Card/Visa® Alumni Rewards Card balance transfers will be treated as a cash advance and will accrue interest at 3.9% APR from the time that the transaction posts until 12/31/2022; thereafter, any remaining balance will begin to accrue interest at the cash advance rate, which is a variable APR equal to the Prime Rate plus a margin of 9.15%. Payments will be applied as stated in your PSECU Visa® Founder’s and Visa® Alumni Rewards Consumer Credit Card Agreement. A minimum of $250 must be requested for balance transfers through digital banking. Our 3.9% APR promotional offer cannot be used to pay off any PSECU loan or be made payable to cash, yourself, any joint owner(s) or co-maker(s). Balance transfers do not qualify as eligible purchases for the cash back reward program. Balance transfers access credit under the terms of your Visa® Founder's Card/Visa® Alumni Rewards Card account as stated in the PSECU Visa® Founder’s and Visa® Alumni Rewards Consumer Credit Card Agreement.

PSECU Visa® Classic and Visa® Alumni Classic Card: When you take advantage of the 2.9% Annual Percentage Rate (APR) promotional offer, Visa® balance transfers will be treated as a cash advance and will accrue interest at 2.9% APR from the time that the transaction posts until 12/31/2022; thereafter, any remaining balance will begin to accrue interest at the cash advance rate, which is currently 9.90% APR and subject to change. Payments will be applied as stated in your Visa® Classic and Visa® Alumni Classic Consumer Credit Card Agreement. A minimum of $250 must be requested for balance transfers through digital banking. Our 2.9% APR promotional offer cannot be used to pay off any PSECU loan or be made payable to cash, yourself, any joint owner(s) or co-maker(s). Balance transfers access credit under the terms of your Visa® account as stated in the Visa® Classic and Visa® Alumni Classic Consumer Credit Card Agreement.

FEES

Description Amount
Annual fee $0
Balance transfer fee $0
Cash advance fee $0
Late fee Up to $20 for Alumni Classic Card
Up to $27 for Alumni Rewards Card
Foreign transaction fee $0


1You can earn 1.5% cash rewards on purchases. You can earn 2% cash rewards on purchases if you maintain a PSECU checking account and qualifying monthly direct deposit(s) of at least $500. See the Visa® Founder's Card and Visa® Alumni Rewards Card Rewards Program Terms and Conditions for full details.