The Credit Card for West Chester Alumni

Looking for a credit card that gives you cash rewards and lets you show pride for your alma mater? You’re in the right place.

WELCOME WEST CHESTER UNIVERSITY ALUMNI

We’ve partnered with West Chester University Alumni Association to provide financial opportunities for a better life to all Golden Rams. As an alumnus you are eligible to join our credit union and experience all of our low-to-no cost products and services. Joining PSECU through WCUAA not only benefits you but your alumni association too.

ALUMNI REWARDS CARD

West Chester Founder’s Alumni Card 
  • 2%1 or 1.5% cash rewards on every purchase; no limit on reward earnings and rewards never expire
  • No annual fee, no cash advance fee, no inactivity fee
  • Cash advances: Access your funds through nearly 30,000 in-network surcharge-free ATMs worldwide, with no cash advance fees
  • Up to $30,000 credit limit, if qualified
girl shopping 

RATES AS OF 08/01/2019

DESCRIPTION APR*
Alumni Rewards Card Purchase 14.15%
Alumni Rewards Card Cash Advance 14.15%
Alumni Rewards Card Balance Transfer 3.9%

*APR denotes Annual Percentage Rate

PSECU Visa® Founder's and Visa® Alumni Rewards Card: When you take advantage of the 3.9% APR (annual percentage rate) promotional offer, Visa® Founder's Card and Visa® Alumni Rewards Card balance transfers will be treated as a cash advance and will accrue interest at 3.9% APR from the time that the transaction posts until 12/31/20; thereafter, any remaining balance will begin to accrue interest at the cash advance rate, which is a variable APR equal to the Prime Rate plus a margin of 9.15%. Payments will be applied as stated in your PSECU Visa® Founder's and Visa® Alumni Rewards Consumer Credit Card Agreement. A minimum of $250 must be requested for balance transfers through digital banking. Our 3.9% APR promotional offer cannot be used to pay off any PSECU loan or be made payable to cash, yourself, any joint owner(s) or co-maker(s). Balance transfers do not qualify as eligible purchases for the cash back reward program. Balance transfers access credit under the terms of your Visa Founder's Card account as stated in the Visa® Founder’s and Visa® Alumni Rewards Consumer Credit Card Agreement.

View all of our current rates.

FEES

DESCRIPTION AMOUNT
Annual fee $0
Balance transfer fee $0
Cash advance fee $0
Late fee  Up to $27
Foreign transaction fee  $0

1You can earn 1.5% cash rewards on purchases. You can earn 2% cash rewards on purchases if you maintain a PSECU checking account and qualifying monthly direct deposit of at least $500. See the Visa® Founder's Card and Visa® Alumni Rewards Card Rewards Program Terms and Conditions for full details.

2PSECU Visa® Classic and Visa® Alumni Classic Card: When you take advantage of the 2.9% APR (annual percentage rate) promotional offer, Visa® balance transfers will be treated as a cash advance and will accrue interest at 2.9% APR from the time that the transaction posts until 12/31/20; thereafter, any remaining balance will begin to accrue interest at the cash advance rate, which is currently 9.9% APR and subject to change. Payments will be applied as stated in your Visa® Classic and Visa® Alumni Classic Consumer Credit Card Agreement. A minimum of $250 must be requested for balance transfers through digital banking. Our 2.9% APR promotional offer cannot be used to pay off any PSECU loan or be made payable to cash, yourself, any joint owner(s) or co-maker(s). Balance transfers access credit under the terms of your Visa® account as stated in the Visa® Classic and Visa® Alumni Classic Consumer Credit Card Agreement.