Before you start your application:

• Plan about 20 minutes for your application.
• You can save and resume this application later, if needed.
• You must be at least 18 years old.

You'll need to have the following information for yourself and your joint applicant, if you have one:

• A current U.S. mailing address and valid form(s) of identification including: driver's license, state ID, military ID, or passport and Social Security number (SSN) or Tax ID number
• Previous home address if you have lived at your current home address less than two years
• Gross annual income and source of income