Take Charge of Your Future
We get it – life happens. The ups and downs we all experience may have had a negative impact on your credit history. Or maybe you’re just starting out and need to build a credit history. Having a good credit history is essential when being considered for things like a mortgage, a car loan, or other lending and banking products. Poor or no credit can impact all those aspects of your life and more. Fear not – we're here to help!
Whether you have no credit history and need to build one, or you need to repair your credit, a secured credit card (meaning the card is backed by collateral, which is essentially a deposit you keep in your Regular savings share) offers an easy and affordable way to do so. Required minimum collateral of $200 or 25% of credit limit (whichever is higher), to be held in your Regular savings share.