What can I deposit with Mobile Deposit?

The following can not be deposited with Mobile Deposit.

  • PSECU Check Drawn on the Same PSECU Account – The deposit of a check that is drawn from and deposited to the same accountholder’s account at PSECU is PROHIBITED.  Deposits of this nature may result in the immediate revocation of services.
  • Non-Negotiable Items – The deposit of any item stamped with a “non-negotiable” watermark is PROHIBITED.  Deposits of this nature may result in the immediate revocation of Services.
  • Altered Checks – An altered check is any check that contains evidence of a change (correction fluid, crossed out amounts, etc.) to information on the face of the check. Members with altered checks MUST get a replacement check from the maker before PSECU will accept the deposit.
  • Foreign Checks – A foreign check is any check that is issued to you by a financial institution in another country (Canada, France, etc.). Foreign checks may ONLY be deposited by mail.  You must remit all foreign checks to PSECU Funds Management Unit, P.O. Box 67013, Harrisburg, PA 17106-7013.
  • Savings Bonds – Savings bonds are not accepted through remote deposit.
  • Incomplete Items – An incomplete item is any item that does not contain signatures of the maker, endorsement signatures, or is missing any of the information required during key-entry in a Deposit Session.
  • Stale-Dated Checks – Certain checks contain instructions such as “Void 90 days after issue date” or “Must be cashed within six months of issue date.”  Members with stale- dated checks MUST get a replacement check from the maker before PSECU will accept the deposit.
  • PSECU Check Drawn on Personal Account (Business Accounts Only) – The deposit of a personal check that is drawn on the accountholder’s personal checking at PSECU is PROHIBITED.  Deposits of this nature may result in the immediate revocation of Services.
  • Third Party Checks – The deposit of a check that is made payable to a person who is not listed as an accountholder may result in the immediate revocation of Services.
  • Substitute Checks (IRD) – Substitute checks that are created as a reproduction of a digital image of an original check are not accepted through remote deposit.
  • Cash – The deposit of cash is PROHIBITED.  Deposits of this nature may result in the immediate revocation of Services.