Join Through Work

You work hard for your money. We want to help you keep more of it. Join us and save up to $1,000* per year with our money back banking.

Save Time and Money with PSECU

You work hard for your money. It’s time to make your wallet work for you.

Between your work and your personal life, you need tools that can help you save time and money. Now is the best time to take advantage of all the great benefits of PSECU at work. We are here to give you financial opportunities to live a better life.

Who are we?
We are a credit union. What makes us different than a bank is that we are not-for-profit and are member-owned.
Credit Cards
Auto Loans
Mortgages and Home Loans
Personal Loans

Why join PSECU?

We give you financial opportunities to live a better life with our checking and savings accounts, credit cards, and loans. We strive to help our members achieve their financial goals.

We save you money

We return value to our members by helping them keep more money right where it belongs – in their wallet. Save up to $1,000 per year by using us for all your financial needs.
Free checking

We don’t require a minimum balance or charge monthly fees. We also offer free basic-style checks and more.

Learn more about our free checking.
Cash rewards credit card

Earn 1.5% cash back on every purchase. Or earn 2% with a checking account and one or more qualifying monthly direct deposits totaling at least $500.**

Learn more about our Founder’s Card.
Low-rate credit card

Consolidate debt, move high-interest balances, and save money with our card option that has a great, low-rate Visa® Balance Transfer.

Learn more about our Classic Card.
Low-rate loans

We have loan solutions for vehicles, homes, vacations, medical bills, and other things you need.

Learn more about our loans.
Low to no fees

While other financial institutions impose service charges, we offer a wide range of products and services at low or no cost.

Learn more about our low- to no-fee structure
Surcharge-free ATMs

If you use an out-of-network ATM and get charged, we'll rebate fees up to $20 per month with Direct Deposit and up to $8 per month without.

Learn more about our surcharge-free ATMs.

We save you time

Convenient access

Take us with you anytime and anywhere with our mobile app. Deposit money, manage your cards, make payments, and stay informed on your finances.

Financial wellness workshops

We strive to make our members all the wiser by helping to make their wallets work for them. Keep an eye out for workshops happening at your workplace.


We provide on-site support and programming at events like new employee orientation and employee wellness events.

Ready to Join?

Open an Account

*You could save almost $1,000 a year when you use all our products and services. Estimated savings are based on comparison of similar offerings from other financial institutions.

**You can earn 1.5% Cash Rewards on purchases. With checking and a qualifying Direct Deposit, you can earn 2%. See the PSECU Visa® Founder's Card Rewards Program Terms and Conditions for full details.