A mobile wallet is a game changer. When you free yourself from relying on your physical debit and credit cards, you can take advantage of a faster, more secure way to pay.
A mobile wallet (also called digital wallet) is an app you download to your smartphone or smartwatch. It securely stores your payment information from your PSECU debit and credit card so you can pay with just a few taps. You can easily add your PSECU cards to your mobile wallet through digital banking and start using them almost immediately.
In this post, we’re focusing on cards and the top five reasons you should set up your mobile wallet. To set up your mobile wallet, please refer to your device’s support page.
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Once your cards are added to your mobile wallet, you don’t always need to carry your physical cards with you. That means fewer chances of losing your card or wallet, or having your card information fall into the wrong hands.
Mobile wallet payments don’t reveal your debit or credit card numbers to the merchant. Instead, transactions are encrypted, tokenized, or both, which means the transaction data is useless to a hacker. This keeps your card details safe and explains why you may see a different number on your receipt or transaction history.
With a mobile wallet, you’ll breeze through checkout lines. You won’t have to fumble through your wallet for the right card. You also won’t have to play the “will it or won’t it” card acceptance game or take time to punch in your PIN. With just a few taps, your transactions will be completed, and you’ll be on your way.
When the retailer allows it, paying with your mobile wallet saves you from typing in your card number. Not only that, but if you don’t enter your number at that retailer’s site, that’s one less place it’s stored.
Some mobile wallet apps offer promotions or discounts to encourage use. And when you pair your mobile wallet with the right card, you can make everyday purchases even more rewarding.
Mobile wallet is a simple way to make everyday payments faster, safer, and more convenient. When paired with our digital banking tools, they give you greater control over how – and how often – you use your cards.
Whether paying in-store, online, or on the go, mobile wallet helps make managing your money just a little easier.