Becoming a parent is a significant life-changing event. As you prepare for parenthood, there are several things you’ll want to consider. For one, your financial situation might be completely turned upside down after the baby arrives, especially if one parent leaves the workforce for an extended period of time. Your priorities, and financial circumstances, will […]

Do you feel like you’re drowning in a raging sea of bills and loans? If so, you’re not alone. Eighty percent of Americans hold some kind of debt according to a 2015 report by The Pew Charitable Trusts, and many struggle to create a peaceful financial future for themselves and their families. From lingering student […]

If you’re ready to take the leap from renting to buying, you might have several questions about the cost of home ownership. Are there any extra monthly costs of home ownership aside from your monthly loan payment? Besides bills, what else will you need to budget for as you prepare to buy a home? We’ve […]

Whether you’re traveling home from college, visiting your favorite vacation spot, or going back and forth to work or the grocery store, driving can quickly drain your wallet. Regular gas prices throughout Pennsylvania and the rest of the Central Atlantic region reached an average of $2.80 per gallon [Source: U.S. Energy Information Administration (Nov 2018)] […]

You’ve reached the end of your lease, and your landlord wants to increase your rent. This situation can certainly be frustrating, and many people’s first instinct is to grab some moving boxes and write their notice of intent to vacate. But after the initial shock wears off, it’s time to start thinking about your options. […]

The time has come to buy a new home, and you want everything to be perfect. To keep yourself on the path to becoming a happy homeowner, one of the most important things to keep in mind as you search for your dream home is your finances. Planning a budget is an essential first step […]

Are you wondering how to start saving for retirement? If so, good for you! The long-term benefits of saving for retirement often outweigh the short-term advantages of keeping more spending money in your wallet. Retirement savings accounts can help you live comfortably after you retire. They can also help you maintain a lifestyle similar to […]

Whether you’re saving to buy your dream home or you’re investing in your child’s future, saving money each month is a smart financial decision. But where should you put your savings to get the best return? Some prefer to invest their savings in a credit union certificate, which is the equivalent of a Certificate of […]

Buying a new home is exciting. But what happens when you find the home of your dreams when you’re already paying a mortgage on another one? Below are some of the typical options that people consider when purchasing a second home or buying a house while trying to sell their current one. Whether you’re buying […]

How much does it cost each month to own a home? There are several must-haves that will contribute to this overall expense, and you’ll want to consider each one prior to creating your housing budget.   You’ll want to establish this budget before beginning your home search. Determining a reasonable monthly housing budget will give […]