Do you feel like you’re drowning in a raging sea of bills and loans? If so, you’re not alone. Eighty percent of Americans hold some kind of debt according to a 2015 report by The Pew Charitable Trusts, and many struggle to create a peaceful financial future for themselves and their families. From lingering student […]

Whether you’re traveling home from college, visiting your favorite vacation spot, or going back and forth to work or the grocery store, driving can quickly drain your wallet. Regular gas prices throughout Pennsylvania and the rest of the Central Atlantic region reached an average of $2.80 per gallon [Source: U.S. Energy Information Administration (Nov 2018)] […]

Whether you’re buying your first home or you’ve owned one for years, finding a new home you love is an exhilarating feeling. But it’s also a huge investment — the median value of a single-family home in Pennsylvania was $170,500 between 2013 and 2017, and this number doesn’t account for the additional costs homebuyers may […]

If you’ve heard that credit unions offer significant money-saving advantages over traditional banks, you might be wondering what exactly a credit union is and if joining one can help you fix your credit. It’s important to note that every credit union is different – each provides unique benefits. But many institutions offer quality products that […]

Are you wondering how to start saving for retirement? If so, good for you! The long-term benefits of saving for retirement often outweigh the short-term advantages of keeping more spending money in your wallet. Retirement savings accounts can help you live comfortably after you retire. They can also help you maintain a lifestyle similar to […]

A balance transfer can be an ideal solution if you’re struggling to pay off your loans or credit card debt, or if high interest rates are keeping you from making much of a dent in your overall balance — but what is a balance transfer exactly? Transferring your credit card balance allows you to move […]

While you’re getting ready to share your life with the one you love, the last thing you want to do is talk about your bad credit score. But to make sure you and your significant other don’t face any unpleasant surprises down the road, it’s important to take time to sit down together to have […]

Whether you’re saving to buy your dream home or you’re investing in your child’s future, saving money each month is a smart financial decision. But where should you put your savings to get the best return? Some prefer to invest their savings in a credit union certificate, which is the equivalent of a Certificate of […]

Buying a new home is exciting. But what happens when you find the home of your dreams when you’re already paying a mortgage on another one? Below are some of the typical options that people consider when purchasing a second home or buying a house while trying to sell their current one. Whether you’re buying […]

How much does it cost each month to own a home? There are several must-haves that will contribute to this overall expense, and you’ll want to consider each one prior to creating your housing budget.   You’ll want to establish this budget before beginning your home search. Determining a reasonable monthly housing budget will give […]