When you’re a teenager, there’s a lot of exciting stuff happening in your life. You’re finishing middle school, entering high school, learning to drive, and more!
With all of these exciting things going on, it can be easy to feel a little lost. To help, we put together some tips for getting ahead and reaching your goals.
Set your goals
Think about all the stuff happening in your life now and what will happen in the next few years. Make a list of the things that are most important to you – these are your priorities. They may be getting good grades, making new friends, or joining a sports team.
Now, take your priorities and turn them into goals. What do you want to do and when? Maybe you want to get straight A’s this school year. Or maybe you want to save enough money to go on a school trip out of state next year.
Once you know your goals, write them down and put them somewhere you’ll see them. Writing your goals down makes them feel more official and seeing them every day will help you remember what’s important to you.
Are your goals free?
Now that you know your goals, think about whether or not your goals are free. Are there things you need to buy, like a uniform for the soccer team or school supplies for your classes?
Make a list of everything you need to accomplish your goals and put a star next to the ones that cost money.
Once you know what you need to buy for your goals, figure out how much everything will cost and then start saving. Ask your parents to help you open a savings account so you can track how much money you have.
If you have a phone or tablet and are a PSECU member, you can use the free PSECU Savings app to help keep track of your goal. The Savings App has fun tools to help you save and makes it easy to see how much you’ve saved and how much more you need for your goal.