Which Penn State Alumni Credit Card Fits You Best? Take the Quiz to Find Out

Whether you’re fueling up for a road trip to Happy Valley, planning your next tailgate, or just tackling everyday life, the right credit card should work as hard as you do – and there’s one with Penn State pride built right in. Take this quick quiz to see which Penn State Alumni Association credit card best fits you – then to learn more and apply so you can pay with Penn State pride!

1. When you think about using a credit card, what feeling do you want most?

A. In control. A card that helps me manage purchases and bigger expenses with confidence.
B. Rewarded. I love earning cash rewards on purchases I already make.
C. Empowered. A low-rate card that helps me transfer balances and save on interest.
D. Energized. My lifestyle is fast-paced – my card should return the favor.

2. Which statement sounds most like you?

A. “I want to consolidate my debt into one monthly payment.”
B. “If I’m making purchases anyway, I want rewards that add up.”
C. “A lower purchase APR is important to me when choosing a card.”
D. “I like when my card adds extra value to my everyday experiences.”

3. How do you typically use credit cards?

A. For routine purchases like groceries, gas, and everyday essentials.
B. I use my card often and always pay my balance in full each month.
C. I sometimes carry a balance.
D. I use my card a lot and prefer a rewards-focused option.

4. What kind of “win” feels the best to you?

A. Saving money long-term because of a low APR.
B. Earning cash rewards on my purchases.
C. Moving high-interest balances to one, low-rate card that helps me save money.
D. Feeling like my card enhances the moments and experiences I enjoy most.

Results Time

Mostly A’s or C’s: Alumni Classic Card

You appreciate financial control, and the Alumni Classic Card is here to help you move forward without added stress.

Why it’s a good fit:

• 0% Intro APR¹ for up to 12 months on purchases made in the first three months. Classic Card must be opened and first purchase made by September 30, 2026. After that, you’ll pay a low 9.9% APR (subject to change) – which is less than half the national average²
• 0% APR³ good through June 30, 2027, on balance transfers posted between July 1 – September 30, 2026. A 2.9% balance transfer fee applies to each balance transfer that posts to your account during the promotional period. After the promo ends, you’ll enjoy a low 9.9% APR⁴.
• 2%⁵ or 1.5% cash rewards on every eligible purchase.
• No limit on reward earning and rewards never expire.

Mostly B’s or D’s: Alumni Rewards Card

You love turning everyday moments into something extra. With the Alumni Rewards Card, your purchases pack more punch.

Why it’s a good fit:

Whether you’re drawn to the steady simplicity of the Alumni Classic Card or the everyday earning power of the Alumni Rewards Card, you’ll carry something more than a credit card – you’ll carry your Penn State pride. Explore both options and apply at: psecu.com/pennstatealum

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²The average APR on credit card accounts carrying a balance was approximately 21% in February 2026 (Federal Reserve). The average credit card balance was approximately $6,768 in 2025 (Experian). Based on a simple annual interest comparison using these figures, a 9.90% APR could reduce annual interest costs by up to hundreds over time. Illustrative example only. Actual savings may vary.

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