Auto Loans

Auto Loan Application - PSECU Members

  • Plan about 20 minutes to complete your application.
  • You can save your progress and finish later, if needed.
  • Not yet a PSECU member? It’s easy to join. Open an account today.

Preparing to Apply for Your Auto Loan

Before you start your application, you’ll need to have the following information for yourself and your joint applicant, if you have one:

  • Gross annual income and source of income
  • Amount you wish to borrow
  • Information about your vehicle, including VIN number and price, if available
  • A copy of the window sticker, if available 
 

FAQs About Applying for an Auto Loan

When you’re ready, we’ll mail you an AutoDraft. An AutoDraft is like a blank check for your preapproved amount that you can use at any authorized car dealer. Your AutoDraft will be valid for 120 days from the date of issue.

If you’re buying from an individual instead of a dealership, you can handle the transaction with an AutoCheck. An AutoCheck is made out for an exact amount to a specific seller. 

No, but the process is still easy! If you’re buying from an individual instead of a dealership, we’ll send you an AutoCheck to provide the seller.
Your AutoDraft will be valid for 120 days from the date of issue. You can request your AutoDraft anytime within 60 days of loan approval. If you haven’t requested your AutoDraft or AutoCheck within 60 days after your loan approval, you’ll need to reapply.

You can use your auto loan to finance several types of vehicle purchases: 

Any PSECU member who operates a business in Pennsylvania (sole proprietorships, general partnerships, limited partnerships, corporations, and LLCs) can apply for business vehicle financing. Learn more about business vehicle loans.