Apply for a Home Equity Loan

Start Your Application

Welcome! It's easy to open an account with us. See how you're eligible.

Before you begin 

Before you start your application, here are a few things you need to know:

  • Allow at least 20 minutes to complete this process.
  • You can save and resume this application later, if needed.
  • To apply online, you must be at least 18 years old and have a current U.S. mailing address and Social Security number (SSN).
  • When you apply for a credit or loan product with PSECU, you authorize us to check your credit history. 
  • This credit or loan product application includes a PSECU membership and credit or loan product. Already a member?
  • All properties must be located in Pennsylvania.

You’ll also need the following information for both yourself and any joint account applicants:

Valid form(s) of identification including: driver's license, state ID, military ID, or passport

Gross annual income and source(s) of income

Previous home address if you have lived at your current home address less than two years

A $5 minimum opening deposit to a PSECU savings account establishes your credit union membership. 

U.S.A. Patriot Act Identity Verification Notice

Important Information About Procedures for Opening a New PSECU Account

To help our government fight the funding of terrorism and stop money-laundering activities, Federal law requires all financial institutions, including PSECU, to obtain, verify and record information that identifies each person who opens an account.

What this means for you: When you open an account, we will ask for your name, address, date of birth, Taxpayer Identification Number (TIN) (usually your Social Security Number) and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying document(s). The law requires us to maintain records of the identification verification and periodically update this information.

Please be assured that the same strict confidentiality of your information maintained by PSECU will be continued as required under the Gramm-Leach-Bliley Privacy Act and PSECU's Privacy Policy.

PSECU is not a credit reporting agency Members must have PSECU checking or a PSECU loan to be eligible for this service. Joint owners are not eligible.