Before you begin
- You can save your progress and finish later, if needed.
- Not yet a PSECU member? It's easy to join.
Buying a home is exciting. Your mortgage application is a vital part of the journey. Our goal is to make your home loan process as smooth as possible.
With PSECU, you can complete your application in about half an hour, from the comfort of your home or office. We’ll let you know if you’re preapproved by the following business day.
Once you have your preapproval letter in hand, you’ll have 60 days to shop for the right home.
Before you start your mortgage application, you’ll need to reference the following information about yourself and your joint applicant, if applicable:
Mortgages can be complicated, but we’re here for you. Our mortgage consultants can guide you each step of the way, so you can focus on financing the home you want.
When referencing rates: *APR denotes Annual Percentage Rate. View all rates.
Rates and information are subject to change at any time. Rates and/or points are based on several factors including but not limited to property type, loan to value, loan purpose, credit score, and subordinate financing. Rates apply to loans up to Fannie Mae's conventional mortgage loan limits. Please contact us for specific rate information, mortgage loan limits, or down payment requirements at 800.237.7328, extension 3864.
Please Note: Certain loans may be subject to additional pricing and other restrictions.
When referencing ARM: *Maximum LTV requirements are subject to change at any time. Some products may require minimum credit scores to qualify for maximum LTV loans. All loan amounts greater than 80% are subject to meeting private mortgage insurance requirements. Condominiums and manufactured homes may have further restrictions. Some property locations may have additional restrictions. Please call our Mortgage Consultants for specific information.