Personal Loans

Fast, convenient, affordable loans give you the cash you need.
Signature Loan is rated 4.7 out of 5 by 84.
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Quick decision and money transfer

Loans up to $20,000, if qualified

Easy payment plans

Why choose a Signature Loan?

Here at PSECU, we call our personal loans “Signature Loans.” They are a fast, convenient, and affordable way to borrow money. 

Everyone needs flexible cash flow sometimes. We understand. Whether you’re planning a wedding, a once-in-a-lifetime vacation, looking to consolidate higher-interest debt, making home improvements, medical expenses, or home renovations, a signature loan can help.

 

Our Signature Loans are: 

  • Fast: You’ll receive a quick decision and receive loan funds in your account within days, if approved. 
  • Affordable: Payments ranging from $100 to $400 per month.
  • Accessible: A Signature Loan is an unsecured loan. That means you don’t need to pledge anything, like a car or a home, as security.
  • Flexible: Borrow any amount from $1,000 to $20,000.
 

Our simple repayment plan depends on the amount you borrow.

Monthly Payment Original Loan Amount Loan Term
$100 $1,000 to $5,000 11 to 67 months
$200 $5,000.01 to $10,000 32 to 67 months
$300 $10,000.01 to $15,000 43 to 67 months
$400 $15,000.01 to $20,000 48 to 67 months


Current Rate

Valid as of 09/29/2020 5:36 PM EDT
Description APR*
Signature Loan 7.90%
Rates and information are subject to change at any time.

*APR denotes Annual Percentage Rate
Rated 5 out of 5 by from The Best I applied for a personal loan on my 15 minute break, including them emailing me the signature page. It was approved and the money on account within 5 minutes. You don't get any better than that. A 20 minute loan process!
Date published: 2020-08-28
Rated 1 out of 5 by from Don't apply I have been with PSECU for over 20 years. Credit score over 750 and was denied for a Personal Loan for $20,000. (Retired Military/ Disabled) So, I decided to close my account.
Date published: 2020-08-09
Rated 1 out of 5 by from Poor Customer Service I have had issues since day one trying to apply for a loan. Never spoke to the same person. Loan is approved but there system screwed up and now it is my problem. This has gone on for a week and a half.
Date published: 2020-07-23
Rated 1 out of 5 by from Horrible Experience I have an auto loan through psecu. I've never missed a payment. Have a good credit score and was denied for a small personal loan, for no valid reason.
Date published: 2020-07-14
Rated 5 out of 5 by from Great loans they have great rates and loans, i switched all my major loans to them back b4 i messed up my credit this last time. And will continue to go back after i clean my credit up again
Date published: 2020-07-02
Rated 5 out of 5 by from Great product Great product giving even lower and better transfer balance rate for a specified period of time.
Date published: 2020-05-17
Rated 1 out of 5 by from Signature Loan Very disappointed. Excellent credit. Denied for a loan for no reason.
Date published: 2020-05-06
Rated 5 out of 5 by from Great Service and Interest rate ! My loan was handled very professional, fast, efficient ! Thanks !
Date published: 2020-04-22
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