Banking with PSECU

Banking That Fits Your Needs

At PSECU, we make banking convenient and easy. Get started by enrolling in digital banking, then learn your options for depositing money and using ATMs.

Digital banking

At PSECU, we are digital first. That means that most of our services are available digitally – through our website or mobile banking app. With our digital model, we’re able to pass more savings along to you.

As a PSECU member, you have access to tools that help you manage your money with convenience, simplicity, and ease. Enjoy the freedom of taking care of business anytime and almost anywhere with online banking and our mobile banking app.

Digital banking allows you to keep your money straight. View your checking and savings accounts, credit cards, and loans in one place.

Manage your finances seamlessly:

  • Deposit money with mobile deposit, our surcharge-free ATMs (where available), and Direct Deposit.
  • Manage your cards with our lock and unlock feature, travel notifications, and account alerts.
  • Make payments with our free Bill Payer service, Person-to-Person transfer, and loan repayment options. 

For more information, learn how PSECU works.

Enroll in digital banking

Create your user ID and password in online banking or our mobile app. You’ll need your member account number and PIN.

Accept disclosures and agreements.

Create your login.

Enroll in online banking

Sign Up


Go mobile

Banking in the palm of your hand is both convenient and simple.  

Mobile Banking App: Manage all your accounts here

Download on the App Store  Get it on Google Play

Savings App: Making saving fun with tools like sweep, scratch, and skip

Download on the App Store  Get it on Google Play



Making deposits: You have options

 Deposit money into your checking and savings accounts in multiple ways:

  • Mobile deposit in our mobile banking app
  • One of our PSECU ATMs – funds are available right away*
  • Direct Deposit
  • External account transfers

Mobile deposit

Depositing checks is now faster and easier than ever. Simply sign and snap, and you’re good to go.

  • Open the mobile banking app on your smart phone or tablet
  • Select ”Deposits”
  • Follow the prompts, which will lead you through the process of endorsing, taking a photo of both sides of the check, and depositing it into your checking account
  • Submit your deposit – funds are available right away* 



To deposit cash or checks, use any one of the nearly 30,000 surcharge-free ATMs in our network worldwide. Some ATMs may not support cash deposits. As a PSECU member, you can use certain ATMs without incurring a surcharge. If you use an out-of-network ATM and get charged, we'll rebate fees up to $20 per month with Direct Deposit and up to $8 per month without.

Learn more about our surcharge-free ATMs, including locations. 

Direct Deposit

Get your paycheck, pension, retirement, and government benefits delivered automatically to your checking and savings share accounts.

Set up Direct Deposit

Person-to-Person transfers

Pay and receive money from anyone in the United States anytime, with just a name and an email address or mobile phone number. 



Save your credit and debit cards to your mobile device or smart watch, and speed through the checkout line with just a tap or a wave. Use Apple Pay®, Google Pay®, Samsung Pay™, or the PSECU Wallet (available for Android devices).** 



Check out our Accounts and Banking FAQs.

*Certain restrictions apply. See our Funds Availability Policy

**Apple, the Apple logo, Apple Pay, iPhone, iPad, Apple Watch and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries. Android, Google Pay, and the Android Logo are trademarks of Google Inc. 

©2017 Samsung Electronics America, Inc. Samsung, Samsung Pay, Samsung Gear, Galaxy S and Gear S (and other device names) are trademarks or registered trademarks of Samsung Electronics Co., Ltd. Use only in accordance with law. Other company and product names mentioned may be trademarks of their respective owners. Samsung Pay is available on select Samsung devices.