Money back banking.

Almost $1000* a year.
That's your wallet working for you.

We believe your money should stay where it belongs - with you.
That's why we offer every day value with things like free checking, surcharge-free ATMs plus rebates, cash rewards, low-rate refinance options and much, much more.

That's what we call banking on a difference.

Open an Account

See How it All Adds Up:

*You could save almost $1000 a year when you use all our products and services. Estimated savings are based on comparison of similar offerings from other financial institutions.

Surcharge-FREE ATMs

Use our online locator to find ATMs you can use for free as a PSECU member. If you use an out-of-network ATM and get charged, we'll rebate fees up to $20/month with Direct Deposit, and up to $8/month without.

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Save up to

$240 Per Year*

*If you use out-of-network ATMS and incur surcharges, we will rebate up to $20 a month if you have Direct Deposit, for a maximum of $240 per year.

Founder's Card

With our Cash Rewards credit card, you can earn 1.5% Cash Rewards on every purchase or earn 2% with a checking account and one or more qualifying monthly Direct Deposits totaling at least $500.*

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Estimated Cash Rewards

Based On $1,000 Monthly Purchases At 2% Cash Reward Rate.

$240 Per Year

*You can earn 1.5% Cash Rewards on purchases. With checking and a qualifying Direct Deposit, you can earn 2%. See the PSECU Visa® Founder's Card Rewards Program Terms and Conditions for full details.

Low-rate Loans

FinancingLife® is what we do best. With our low-rate loans, we saved our members over $20 million dollars in the last two years when they refinanced their vehicle and credit card loans with us.

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Average Member Savings

$300 Per Year*

*Average member savings was calculated using 2016 total savings from refinanced auto and Visa loans, divided by the number of members who refinanced. Actual interest savings for 12 months based on PSECU's term and rate compared to competitor's average rate. Visa® Classic Card Balance Transfer interest savings for 12 months based on 2.9% promotional checks/online banking Visa Classic Card Balance Transfers compared to average competitor's rate based on 18-month payoff.

Free Checking

With no minimum balance, no monthly fees and free basic-style checks.

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Save up to

$140 Per Year*

*Using our Free Checking with low or no fees. Our free checking account and checking account fees were compared to competitors' averages from S&P Global Market Intelligence as of 12/27/16.

Savings

Our Savings account only requires $5, earns dividends on all balances, and allows deposits and withdrawals to be whenever you'd like, as often as you'd like.

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Save up to

$55 Per Year*

*Save up to $55 by using our savings with low- or no-fees and competitive rate. Our savings account rate and savings account fees were compared to competitors' averages from S&P Global Market Intelligence as of 12/27/16.

Ready to start saving and experiencing Banking on a Difference?