Buying a home is among the most exciting life events you'll experience. It can also be one of the most stressful. So many questions - What's the right mortgage product for me? How does the process work?
Relax. We've got the answers for you. Make a call to one of our friendly, knowledgeable Mortgage Consultants and you're on your way to a worry-free home purchase.
PSECU's Fixed Rate mortgages offer competitive rates. You decide on the rate and points that are best for you. You have the option to float or lock your rate. Rates and/or points are based on several factors including but not limited to: property type, loan to value, loan purpose, credit score and subordinate financing.
Cash Out Refinances may be subject to additional pricing and other restrictions. Please call us for more information.
Rates and information are subject to change at any time. Rates and/or points are based on several factors including but not limited to: property type, loan to value, loan purpose, credit score and subordinate financing. Rates apply to loans up to Fannie Mae's conventional mortgage loan limits. Please contact us for specific rate information, mortgage loan limits or down payment requirements at 800.237.7328. At the menu prompt, select option 6, then extension 3864.
PSECU's Adjustable Rate Mortgage (ARM) products offer a low start rate that is guaranteed for the first fixed rate period of the loan. After the fixed rate period has expired, the interest rate is subject to adjustments every year after that for the life of the loan until the lifetime cap on the interest rate is reached. Below are the terms, the adjustments and the lifetime cap. The annual adjustments can go up or down no further than the periodic rate cap as listed below. The lifetime cap is a rate ceiling that the loan can never exceed for the life of the loan as shown below. The margin is the amount which will be added to the index to determine the interest rate at each adjustment.
*We also offer financing for Construction Draw mortgages under the 1/1 ARM program only
Please Note: Certain loans may be subject to additional pricing and other restrictions.
PSECU offers Jumbo Mortgages up to $1 million.
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Federally insured by NCUA. Equal Opportunity and Housing Lender.
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