ALUMNI REWARDS CARD | ALUMNI CLASSIC CARD | ||
---|---|---|---|
*APR denotes Annual Percentage Rate. | |||
Rate for Purchases APR* | 17.65% |
12.90% | |
Cash Advance Rate APR* | 18.00% | 14.90% | |
Balance Transfer Rate APR* | 17.65% | 9.90% | |
Fixed or Variable | Variable | Variable | |
Annual Fee | $0 | $0 | |
Cash Advance Fee | $0 | $0 | |
Balance Transfer Fee | $0 | $0 | |
Late Fee | Up to $27 | Up to $20 | |
Foreign Transaction Fee | $0 | $0 |
Banking for Proud Penn Staters
Choose the Card for You
ALUMNI REWARDS CARD

Alumni Rewards Card
- 21 or 1.5% Cash Back
- No annual fee
- Balance transfers with no PSECU balance transfer fee
- Mobile wallet friendly
ALUMNI CLASSIC CARD

Alumni Classic Card
- 12.90% APR2 on purchases and cash advances
- No annual fee
- Balance transfers with no PSECU balance transfer fee
- Mobile wallet friendly
Rates & Fees

Blue & White Banking
We’re the credit union for Penn Staters and offer Blue & White Banking so you can show your Nittany Lion pride. As The Official Financial Services Provider of the Penn State Alumni Association, we keep checking simple with no monthly fees, no complicated rules, and no hidden charges.
- Skip the branch – bank anytime, anywhere with online and mobile access.
- Use surcharge-free ATMs, plus get rebates for fees charged by out-of-network ATMs.3
- Earn cash rewards on eligible debit card purchases, based on qualifying factors.4
You can choose your Penn State Alumni Association debit rewards card and checks during your application for the Alumni Rewards Card and/or Alumni Classic Card.
Join Us and Get Up To $300
Belong to something bigger.
When you join PSECU, the Penn State Alumni Association benefits, too.
- We'll pay your first year of Penn State Alumni Association membership dues for applicants who are not yet members of the association. Because we’re the credit union for all Penn Staters, our offer is extended to fans, too!
- Penn State Alumni Association membership is open to anyone with Penn State pride.
- To learn more about the Penn State Alumni Association, visit alumni.psu.edu.
Disclosures
1You can earn 1.5% cash rewards on purchases. You can earn 2% cash rewards on purchases if you maintain a PSECU checking account and qualifying monthly direct deposit(s) of at least $500. Some exclusions may apply. See the Visa® Founder's Card and Visa® Alumni Rewards Card Rewards Program Terms and Conditions for full details.
2APR denotes Annual Percentage Rate.
3If you use a PSECU debit card at an out-of-network ATM and get charged, we'll rebate fees on withdrawals up to $20 per month with direct deposit and up to $8 per month without.
4You can earn $0.10 cash rewards on eligible purchases of $10 or over with a PSECU checking account and one or more qualifying monthly direct deposits totaling at least $500. You can earn $0.05 cash rewards on eligible purchases of $10 or over for accounts with a PSECU checking account. Certain restrictions may apply. See the Visa® Debit Card Rewards Program Terms and Conditions for full details.