Perks for Penn State Grads

You have a lot on your plate as a new grad – destress choosing where to bank. Join us, meet promo requirements, and GET $100 to help you get started.

Achieve More with Us

As The Official Financial Services Provider of the Penn State Alumni Association, we offer Penn Staters around the world access to high-quality, low-cost financial services, like checking accounts and loans.

And because we’re a credit union, we go beyond just selling products and services, and focus on helping you achieve more. The perks you gain access to as a PSECU member can benefit you now as a recent grad working to establish a solid financial foundation and in the future as you face large financial milestones like buying a home or car.

hand giving dollar
Debit Card Rewards
Earn cash rewards while using your PSECU debit card. For eligible debit card purchases of $10 or over, you’ll earn either $.05 or $0.10, based on qualifying factors2.
Surcharge-free ATMs, plus rebates
If you use a PSECU debit card at an out-of-network ATM and get charged, we’ll rebate fees on withdrawals up to $20 per month with direct deposit and up to $8 per month without.
Free Checking Account
You work hard for your money, so keep more of it. No minimum balance or monthly fees. Plus, we offer free Penn State branded debit cards and checks so you can show your pride every time you pay.

JOIN US + GET $1001

Join Today

Belong to More

Credit unions like PSECU were built on the philosophy of people helping people. Because of this, we’re committed to supporting communities within our statewide footprint in Pennsylvania, as well as beyond the Commonwealth’s borders.

At Penn State specifically, we’re proud to improve lives through our support for Coaches vs Cancer®, the Sokolov-Miller Family Financial and Life Skills Center, the Paterno Family Beaver Stadium Run, and more.

Learn More

Managing your money for the first time? We’ve got tips & tools to help you learn.

5 Benefits of PSECU Membership for Recent Penn State Grads

From choosing where to live to deciding which jobs...

Read the full article >

How to Get Your $100 Bonus



Join PSECU and open a checking account with a debit card.


Sign Up

Sign up for digital banking.



$100 bonus will be deposited into your account within 45 days.


1No purchase necessary. To receive $100, new members (age 18 or older) must: join PSECU before December 31, 2021 at 11:59 p.m. (ET) with PSUGRAD100 promotional code; and sign up and be approved for a checking account, a PSECU debit card, and digital banking (online or mobile) account access within 90 days of establishing membership.
  1. Participant must be a U.S. Resident.
  2. Promotion open to persons 18 years of age or older at the time the account is opened. One promo code per New Member. Additional promo code will be invalid.
  3. The recipient of the $100 bonus is solely responsible for payment of applicable taxes on that amount. If you have any questions, please seek the advice of a qualified tax professional.
  4. PSECU reserves the right to recall the $100 bonus if the member account is closed within the first year of establishing membership.
  5. If the member is not in good standing, at any time prior to the payment of the bonus, as defined by PSECU’s Bylaws Article II, Section 1, PSECU reserves the right to withhold the payment of the $100 bonus.
  6. Payment of the $100 bonus will be deposited into the Regular share within 45 days after the requirements are satisfied.
  7. This offer is only open to new members who meet PSECU eligibility requirements.
  8. All decisions of PSECU regarding this promotion are final. PSECU may terminate or change the terms and conditions of this promotion without notice.
  9. Employees, agents, and officials of PSECU and immediate family members of any of these are not eligible for this promotion.
  10. Subject to all applicable federal, state and local laws and regulations.

About the Get $100 Bonus: From June 1, 2021 to December 31, 2021, PSECU is running a New Member promotion. To receive $100, participants must join during the promotion period and satisfy the promotional requirements within 90 days of establishing membership. PSECU will deposit $100 into the Regular share within 45 days after the requirements are satisfied. $5 is required to open and maintain a Regular share account. This $5 share deposit is also required to be eligible to receive the $100, and the member must be in good standing as defined by PSECU’s Bylaws Article II, Section 1. A $5 minimum share purchase will be made on behalf of the new member by PSECU. If the member account is closed within the first year of membership, the initial $5 share will be retained by PSECU. The Annual Percentage Yield on PSECU’s Regular share account is 0.05%. This variable rate is current as of 12/3/2021 8:57 PM EST  and may change. Withdrawals and fees may reduce earnings on the account.

2You can earn $0.10 cash rewards on eligible purchases of $10 or over with a PSECU checking account and one or more qualifying monthly direct deposits totaling at least $500. You can earn $0.05 cash rewards on eligible purchases of $10 or over for accounts with a PSECU checking account. Certain restrictions may apply. See the Visa® Debit Card Rewards Program Terms and Conditions for full details.

Have Questions?

Call 855.761.LION (5466)